RateGenius is the largest vehicle refinance services provider in the country. With a network of 150+ lenders, rateGenius can find customers the most competitive interest rates on new purchase or refinance loans. With no finance fees or costs to the consumer, rateGenius can help you save the most on your vehicle.
smooth and easy. My first time getting a loan like this, and learned a lot as well. Got a good rate and had friendly attentive help from Oma.
Sam from Oakland, CA
Reviewed in March 2022
Closed with Lender:
Yes
Loan Type:
Auto Refinance
Review Type:
Lender Review
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(5 of 5)stars
Recommended
Very quick and Efficient
Everything was laid out clearly on the app/website and I would recommend them to friends /family. Very happy with how things turned out
Emily from Max Meadows, VA
Reviewed in March 2022
Closed with Lender:
Yes
Loan Type:
Auto Refinance
Review Type:
Lender Review
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(5 of 5)stars
Recommended
Good experience
The process went smoothly considering we had a unique situation on our end , but our loan specialist Carlos kept on top of it and kept us in the loop the whole tim**.the whole process took a couple weeks to complete. Would definitely recommend
Cheryl from Latham, NY
Reviewed in February 2022
Closed with Lender:
Yes
Loan Type:
Auto Refinance
Review Type:
Lender Review
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(5 of 5)stars
Recommended
ROCK STARS
Carlos was just amazing, we used Rate Genius to Buy out my Jeep Wrangler from Chrysler. Great communications with updates and customer service. I would highly recommended Rate Genius
Alan from Latham, NY
Reviewed in February 2022
Closed with Lender:
Yes
Loan Type:
Auto Refinance
Review Type:
Lender Review
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(5 of 5)stars
Recommended
Great experience!
Your process is user friendly. From application on. Easy to work thru. Your representative is knowledgeable.. You were able to to reduce my interest rate and my payment beyond my expectations. Thank you!
Janet from Cape Coral, FL
Reviewed in February 2022
Closed with Lender:
Yes
Loan Type:
Auto Loan
Review Type:
Lender Review
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(5 of 5)stars
Recommended
Great experience
Just want to take the time to thank the customer service team as they made this process very smooth for me. Thank you for cutting my rate in half!
Clifford from Aurora, IL
Reviewed in February 2022
Closed with Lender:
Yes
Loan Type:
Auto Refinance
Review Type:
Lender Review
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(5 of 5)stars
Recommended
Would definitely recommend
Very easy and organized process. The representative handling our application was very patient and efficient. I have four young kids, phone calls and paperwork can get hectic but he helped and kept the contact to a bare minimum making the process a breeze.
Rebecca from Murrieta, CA
Reviewed in January 2022
Closed with Lender:
Yes
Loan Type:
Auto Refinance
Review Type:
Lender Review
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(5 of 5)stars
Recommended
Fantastic experience
My contact was very professional, clear communication and follow up and super easy to contact. There was a hiccup in my dmv paperwork because of NY requires and they handled everything so seamlessly behind the scenes it was like it never happened. This was my first experience using rate genius and I’ll never go elsewhere again.
Hannah from Bridgeport, NY
Reviewed in January 2022
Closed with Lender:
Yes
Loan Type:
Auto Loan
Review Type:
Lender Review
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(4 of 5)stars
Recommended
It was a good experience
The entire process was pretty easy. They were easy to work with. The only negative is that we had wanted to refinance our car with some cash out. We had plenty of equity, but there were only a couple of lenders that do cash out in my state that RateGenius worked with. Unfortunately, we couldn't get approved with either lender. We did get approved for a refinance with a better rate, so we will save money. Overall, a good experience.
Marianne from Dewey, AZ
Reviewed in December 2021
Closed with Lender:
Yes
Loan Type:
Auto Refinance
Review Type:
Lender Review
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(1 of 5)stars
Worst service I've ever used
RateGenius is simply the worst service provider I have ever interacted with. The entire purpose of their service is to streamline the loan discovery and application process, simplify and manage your lease buyout, etc. Their involvement only makes the process 10 times more arduous, difficult, and lengthy. From lost documents, contracts sent to incorrect addresses, horrendous customer service where my loan officer/his manager won't return my calls to it all culminating in the loss of my vehicle title (misplaced by someone in their office), this process has been an absolute mess start to still not finished. At this point, I am over 9 months into the process of buying out my vehicle and my bank STILL has not received my vehicle's title (now needing a duplicate title processed). All told, I am thousands of dollars in the hole thanks to RateGenius, loan officer Josh, and his manager Bilal. Do NOT engage with this fraudulent organization!
Michael from Wyckoff, NJ
Reviewed in December 2021
LendingTree Customer:
Yes
Closed with Lender:
Yes
Loan Type:
Auto Loan
Review Type:
Lender Review
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Customer Satisfaction rating is based directly on customer ratings and reviews. Customers rate lenders on their customer service, interest rates, fees and closing cost and overall experience.
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