NMLS# 1003417

4.5 of 5stars977 Reviews

rateGenius

  • Recommended Lender
    Recommended 91%
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Lender Summary

RateGenius is the largest vehicle refinance services provider in the country. With a network of 150+ lenders, rateGenius can find customers the most competitive interest rates on new purchase or refinance loans. With no finance fees or costs to the consumer, rateGenius can help you save the most on your vehicle. 

What they're saying

Ratings & Reviews
977 Reviews
  • Interest Rates
    Excellent
  • Fees & Closing Costs
    Excellent
  • Responsiveness
    Excellent
  • Customer Service
    Excellent

Review Breakdown

Excellent Service

I was very pleased with Rate Genius, the were quick and efficient and in one day I had refinanced my car with no problems. Would definitely use them for my next big purchase!

  • LendingTree Customer:

    Yes
  • Loan Type:

  • Review Type:

    Lender Review

Acura 2006

Obtaining the loan was quick and easy. The rate was lower than expected. My only problem was that I never received confirmation that my loan had been approved after I submitted the paperwork.

  • LendingTree Customer:

    Yes
  • Loan Type:

  • Review Type:

    Lender Review

Average

The rate was a point less than my original, so not much as I expected. There was a $25 fee for the auto loan refinance. Initially communication was excellent and after the paperwork was completed, there was absolutely no communication. I left at least five voicemails and three emails to the person I worked with and never received a response. The loan was approved and I ended up calling the bank that accepted the refinance to find details.

  • LendingTree Customer:

    Yes
  • Loan Type:

  • Review Type:

    Lender Review
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rateGenius

Customer Satisfaction rating is based directly on customer ratings and reviews. Customers rate lenders on their customer service, interest rates, fees and closing cost and overall experience.

LendingTree Certification:

The LendingTree Certification Program recognizes Lenders and Loan Officers with outstanding performance on the LendingTree Network, they are committed to providing exceptional customer service and are graduates of LendingTree University.

LendingTree Certification:

  • Certified Lender
    Certified Lenders have demonstrated their organizational commitment to employee development, at least 50% of their loan professionals have been certified while also providing exemplary service to LendingTree consumers.

Loan Officer Certifications:

  • Gold Leaf
    Gold Leaf is the cornerstone of the loan officer certification program and is designed to recognize loan officers committed to their own professional development while adhering to LendingTree best practices. Gold Leaf recipients know the fundamentals of LendingTree and online lending, they are equipped with the necessary skills to be best-in-class loan professionals.
  • Certified President's Club
    President’s Club is presented to an elite group of loan officers based on success levels in several areas including adherence to LendingTree best practices, commitment to professional development and dedication to customer excellence. Recipients have also met all Gold Leaf criteria.

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