RefiJet provides consumers the opportunity to refinance their vehicle loan in order to reach their goals, such as lowering monthly payment, reducing APR, adding GAP Protection or an Extended Service Contract, or adding or removing a co-borrower. If you’re in an expiring lease and you want to buy and keep your car, we do that too. RefiJet’s service is free of charge to the consumer with no obligation. With just a soft credit pull, RefiJet can present offers from our partner Lenders. Consumers work by phone with our loan specialists in our Denver, CO office. Within minutes after calling RefiJet, you will know the options for which you may qualify. We work with leading Lenders to offer attractive loan options and handle the application and documentation process with the lender so it’s quick and easy for you. Call RefiJet ASAP to find out how much you can improve your auto loan position and achieve your refinancing goals!
Very helpful
They made everything go smoothly! Jeff was great to work with and made sure to find me the lowest interest rate! Only cons were they try to sell you gap coverage and don’t like to take no for an answer. He asked me and tried to sell me on it about 5 different times throughout our conversations. The other con was they say the UPS label and shipping is provided at no charge... well it’s just lumped into the loan and says so in the paperwork. Not a huge deal but I wish they were more transparent about the fact that I am actually paying for it. Overall a great experience and someone was always available for questions or concerns.
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Great Agent - Technology & back office somewhat iffy
Agent: Adam did a great job getting me through the process - excellent job by him!
Technology: There were issues with the esign platform they use which resulted in re-work & required a trip to UPS. RefiJet made up for the inconvenience with an Amazon gift card ($50).
Back office: The RJ back office legal team (Colorado-based) opinion of what needed to be on the notarized forms differed from the opinion of some notaries in Connecticut. This resulted in angst for me as I tried to get the forms notarized to RJ's specifications during quarantine. I had to essentially "Notary Shop" until I found one that would "buy down" to what RJ needed on the forms. Once again, I was compensated with an Amazon gift card.
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Some Minor Hiccups, But Awesome Overall
I went in like everyone else does: wanting a new loan with better terms than my current loan had. And in the end I'm able to pay off my car loan a year earlier than if I were to stay with my current. At the same time, I save close to $4k. There were some miscommunications along the way, as well as some resigning of documents due to technological difficulties, and there was insisting of tacked on service plans that I was eventually able to get dropped, but overall, I am pleased. The outcome was exactly what I wanted. I would recommend RefiJet to people wanting to refinance their loans.
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