NMLS# 4239

3.7 of 5stars1412 Reviews

RoadLoans

  • Recommended Lender
    Recommended 21%
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Lender Summary

RoadLoans helps car shoppers nationwide purchase the vehicles they want with a fast, easy process that puts more control in their hands. 

 Our customers can apply, shop and drive the same day, and preapproved financing empowers them to negotiate a great deal on the price of their chosen model. 

 As the full-spectrum, direct-lending platform of Santander Consumer USA, we work with customers with all types of credit.

What they're saying

Ratings & Reviews
1412 Reviews
  • Interest Rates
    Fair
  • Fees & Closing Costs
    Fair
  • Responsiveness
    Average
  • Customer Service
    Average

Review Breakdown

Life throws curve balls

I was approved and the truck sold before I got to talk to them and then they offered another truck but it was more expensive and I wasn't approved for that much so was looking around and my scores went down because everyone was doing hard pulls and my score went down and they wouldn't approve me anymore

  • LendingTree Customer:

    Yes
  • Loan Type:

    Auto Loan or Auto Refinance
  • Review Type:

    Lender Review

DO NOT USE THIS LENDER

This lender ran my credit score without approval. Lending tree did not state that any lender would be running my credit score. I am deeply disappointed with my experience and extremely unhappy that my credit score will now be bumped down. On top of that, i could not see the previous reviews about this company running credit scores without consent as i did not even know about the company until it came up in the search. After running my score. The damage is already done and irreversible, but i never want to use this site again.

  • LendingTree Customer:

    Yes
  • Loan Type:

    Auto Loan or Auto Refinance
  • Review Type:

    Lender Review

hard inquire from them without my consent

dont even look at this company
I was just looking at loan options I didn't even apply for a loan with this company and got a hard inquire from them without my consent or request! I take my credit very seriously and I think most will agree that a lender hitting you with a hard inquire with out your approval or consent is unacceptable... I will never do business with this company and may never using len********.com again because of this experience!

  • LendingTree Customer:

    Yes
  • Loan Type:

    Auto Loan or Auto Refinance
  • Review Type:

    Lender Review
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LendingTree Certification:

The LendingTree Certification Program recognizes Lenders and Loan Officers with outstanding performance on the LendingTree Network, they are committed to providing exceptional customer service and are graduates of LendingTree University.

LendingTree Certification:

  • Certified Lender
    Certified Lenders have demonstrated their organizational commitment to employee development, at least 50% of their loan professionals have been certified while also providing exemplary service to LendingTree consumers.

Loan Officer Certifications:

  • Gold Leaf
    Gold Leaf is the cornerstone of the loan officer certification program and is designed to recognize loan officers committed to their own professional development while adhering to LendingTree best practices. Gold Leaf recipients know the fundamentals of LendingTree and online lending, they are equipped with the necessary skills to be best-in-class loan professionals.
  • Certified President's Club
    President’s Club is presented to an elite group of loan officers based on success levels in several areas including adherence to LendingTree best practices, commitment to professional development and dedication to customer excellence. Recipients have also met all Gold Leaf criteria.

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