Southeast Financial

Lender Summary

The team at Southeast Financial is dedicated to making dreams come true by fulfilling our valued customers' recreational vehicle financing needs. After 18 years of financing boats, campers, horse trailers, motor homes, motorcycles, and RVs from our headquarters in Nashville, Tennessee, we have become a leader in this industry. Our mission is to offer customers the best financing possible with fast, friendly, professional and hassle-free service. If you want to finance the purchase of a recreational vehicle or trailer, you have come to the right place.
What sets Southeast Financial apart from the competition is our dedication to finding the best rates and terms for every one of our customer. We have been able to develop a unique understanding of the lending process for these types of vehicles over the years, and fostered partnerships with banks that specialize in financing recreational vehicles and trailers. Our team of financing experts work with our partner banks to hammer out better rates and terms than most people could find by applying for a loan with their own bank.

What they're saying

Ratings & Reviews
151 Reviews
  • Interest Rates
    Good
  • Fees & Closing Costs
    Good
  • Responsiveness
    Good
  • Customer Service
    Good

Review Breakdown

Showing 2 star reviews | Show all reviews

Could had been a great experience... But nope!

I applied to this lender for a Boat Loan, the process was a bit slower than with other lenders, but based on reviews I gave them a try... after about 1.5 week process the loan was coming to a close for funding, our last step was submit insurance and notarized docs sent via FedEx overnight. all arrived by a Thursday morning as we wanted to have the check delivered on Friday (next day). all seen great until we got the tracking # with UPS for Next week delivery! we needed the check to pick up the boat that Sunday as it was out of State 3.5-4hrs away and the seller has been waiting for a bit over 2 weeks to complete the sale of this boat. I immediately (on Friday) contacted the bank and told them to send it via FedEx as UPS is unreliable and does not deliver weekends, well that was ignored and offered to send it next day for Saturday delivery, but I would have to pay the extra cost. I agreed to the extra charge just to have the check... Saturday come and gone and no check. I called UPS and I found out that, they didn't dropped the check at UPS until after 8pm their local time, and Useless Parcel Service (UPS) has a cutoff at 5pm for next day, so now; I have to wait till Monday. that would make it week 3 trying to buy a boat. Now the original loan agent in charge of processing my loan, she was real nice and helpful. but that's about it, unfortunately not all parts of the process work the same way.

  • Closed with Lender:

    Yes
  • Loan Type:

    Auto Loan
  • Review Type:

    Lender Review

Disappointing

Process took more than a month. Errors were made. Lack of knowledge about state licensing procedures.

  • Closed with Lender:

    Yes
  • Loan Type:

    Auto Loan
  • Review Type:

    Lender Review

Registration & titling LONG LONG OVER DUE

The loan officer we worked with was good and responsive. At the time of the loan process, I spoke with her about the seriously bad reputation SE Financial had with the titling and license registration process. She assured me this was abnormal And we have nothing to worry about. I explained in our state it’s 30 days and we need it registered & licensed by then. Again, she reassured me that would not be a problem. Well, here we are long over due, we’re making payments but can’t use our MH because the in-transits are overdue. SE will only respond with automated emails and will not answer emails. I’d avoid them if possible.

  • Closed with Lender:

    Yes
  • Loan Type:

    Auto Loan
  • Review Type:

    Lender Review
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LendingTree Certification:

The LendingTree Certification Program recognizes Lenders and Loan Officers with outstanding performance on the LendingTree Network, they are committed to providing exceptional customer service and are graduates of LendingTree University.

LendingTree Certification:

  • Certified Lender
    Certified Lenders have demonstrated their organizational commitment to employee development, at least 50% of their loan professionals have been certified while also providing exemplary service to LendingTree consumers.

Loan Officer Certifications:

  • Gold Leaf
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  • Certified President's Club
    President’s Club is presented to an elite group of loan officers based on success levels in several areas including adherence to LendingTree best practices, commitment to professional development and dedication to customer excellence. Recipients have also met all Gold Leaf criteria.

Southeast Financial

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