Headway Capital

Lender Summary

Headway Capital, our mission is to provide you access to the credit you need to run your business. We offer a fully-revolving, open-ended line of credit up to $35,000.  You can continuously pay down your principal and redraw up to your credit limit. Funds are typically be deposited into your bank account within one business day pending approval. You can also choose between monthly and weekly repayment options that best fit your business.

Headway Capital is part of Enova International (NYSE: ENVA), a leading online lender, which has been providing loans for over 10 years. We excel at both technology and service, providing quick and convenient access to your account whenever and wherever you are. Headway Capital ensures that our customers can count on transparent lending practices, secure data processing with SSL encryption, and no hidden fees or complicated contracts.

What they're saying

Ratings & Reviews
22 Reviews
  • Interest Rates
  • Fees & Closing Costs
  • Responsiveness
  • Customer Service

Review Breakdown

  • 5 Star
  • 4 Star
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  • 1 Star
Showing 1 star reviews | Show all reviews

Small businesses beware

Headway Capital is an exploitative lender that takes advantage of small and new businesses with low credit. We got a small (less than 10k) line of credit with Headway, and as soon as we really needed it (the COVID outbreak), they froze our account with no prior warning. They claim that this can be appealed every month, but they have rejected my appeals every single time, with basically no explanation other than “hard times.” I’m not surprised that companies operate this way, and I know it is probably legal, but it is certainly unethical, exploitative, and a disgrace to American business.

  • Closed with Lender:

  • Loan Type:

    Small Business Loan
  • Review Type:

    Lender Review

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LendingTree Certification:

The LendingTree Certification Program recognizes Lenders and Loan Officers with outstanding performance on the LendingTree Network, they are committed to providing exceptional customer service and are graduates of LendingTree University.

LendingTree Certification:

  • Certified Lender
    Certified Lenders have demonstrated their organizational commitment to employee development, at least 50% of their loan professionals have been certified while also providing exemplary service to LendingTree consumers.

Loan Officer Certifications:

  • Gold Leaf
    Gold Leaf is the cornerstone of the loan officer certification program and is designed to recognize loan officers committed to their own professional development while adhering to LendingTree best practices. Gold Leaf recipients know the fundamentals of LendingTree and online lending, they are equipped with the necessary skills to be best-in-class loan professionals.
  • Certified President's Club
    President’s Club is presented to an elite group of loan officers based on success levels in several areas including adherence to LendingTree best practices, commitment to professional development and dedication to customer excellence. Recipients have also met all Gold Leaf criteria.

Headway Capital

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