NMLS# 237341

American Financial Network, Inc

Lender Summary

At American Financial Network, Inc. we’re dedicated to serving the needs of homebuyers and homeowners in CA. Since 2001, we have worked with homebuyers and homeowners to find the right loan to fit their needs. At AFN we have access to all the loan programs our clients need and the features they want such as FHA, USDA (Rural), HAMP, HARP, State Bond Programs, Jumbo, Foreign National, Low Down Payment Options, Fixed-Rate, Adjustable Rate, Reverse, 203(k), VA, and more.
AFN is a direct lender with delegated authority to underwrite, fund, and service Fannie Mae, FHA, USDA, VA, and Jumbo loan products in-house. AFN has built its outstanding reputation by serving the lending needs of homebuyers, homeowners, real estate professionals, and builders.

What they're saying

Ratings & Reviews
18689 Reviews
  • Interest Rates
    Excellent
  • Fees & Closing Costs
    Excellent
  • Responsiveness
    Excellent
  • Customer Service
    Excellent

Review Breakdown

Terrible experience

I used AFN to purchase my first home. It was during the pandemic summer 2020. Rates were at a all time low, low 2%. I have great credit, low debt to income, and make over 6 figures. My home was promised to close within 30 days, didn’t close for 60 days, seller almost pulled out the deal and threatened us to release funds to compensate for the delay. I was given the runaround about what was taking so long. I was lied to about what my interest rate was going to be. My initial disclosures said 3.5% but was told “that’s just what we put for now until we lock your rate” I should have easily been locked in at the low 2%. It wasn’t until I was at the closing table that I realized they locked me in at 3.5%. I had no choice but to sign or lose my home because the seller was not willing to wait for me to start the loan process over. When I brought this up to AFN, they said they would “look into” but of course never did. I would recommend to stay away from them. I ended up refinancing the beginning of 2022 and rates are going up. Ended up with a better rate at 2.99%. Do your research and go through more than one lender to compare rates so this doesn’t happen to you.

  • Closed with Lender:

    Yes
  • Loan Type:

    Home Purchase
  • Review Type:

    Lender Review

Words cant express how incredible Christina was to work with and how she went above and beyond to save my family.
Trust Christina to handle anything and you will be very happy

The process was absolutely streamlined. No hassle! Painless and easy!
90% of the people I talk to regarding home re-financing state that it is one of the most painful experiences in life!
Thank you for making it painless and easy! So easy it's hard to believe it is a valid and real opportunity and not a SCAM!

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LendingTree Certification:

The LendingTree Certification Program recognizes Lenders and Loan Officers with outstanding performance on the LendingTree Network, they are committed to providing exceptional customer service and are graduates of LendingTree University.

LendingTree Certification:

  • Certified Lender
    Certified Lenders have demonstrated their organizational commitment to employee development, at least 50% of their loan professionals have been certified while also providing exemplary service to LendingTree consumers.

Loan Officer Certifications:

  • Gold Leaf
    Gold Leaf is the cornerstone of the loan officer certification program and is designed to recognize loan officers committed to their own professional development while adhering to LendingTree best practices. Gold Leaf recipients know the fundamentals of LendingTree and online lending, they are equipped with the necessary skills to be best-in-class loan professionals.
  • Certified President's Club
    President’s Club is presented to an elite group of loan officers based on success levels in several areas including adherence to LendingTree best practices, commitment to professional development and dedication to customer excellence. Recipients have also met all Gold Leaf criteria.

American Financial Network, Inc

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