Armed Forces Bank

Kudos to Gina!

Gina, Tim and the other folks at KS State Bank who played a role in getting us through the loan origination and home closure process did a phenomenal job! . Shopping for a home loan on-line was an entirely new experience for my wife and I. Gina patiently helped us though the process and provided invaluable guidance at every step along the way. The rates initially quoted remained consistent throughout the process, as did the amount of monetary assistance with closing costs. Gina's quick responses to my many questions, often at all times of day or night, was especially comforting. And it was great to be able to have telephone conversations with an actual person who cared. We couldn't ask for a better experience!

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Excellent Experience

My wife and I have moved a few places and most recently to NC from CA. Interest rates dropped and we decided to do a refi. Hammered by different companies, Brad is the one person that stuck out and we could not be happier with that decision. This transaction was be far the easiest we have ever done. I made a few different phone calls to Brad to ask questions and he either answered or got back to me within an hour !! Talk about customer service and professionalism.
Brad, My wife and I would like to personally say thank you!!

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It was a typically superb experience

Chris Nahill is my go to lender. He helped me buy my home in Williamsburg, VA, refinance it twice, and then buy my newly constructed home in Kyle, TX. He is unfailingly professional and patient. Even when I was bouncing off the wall, Chris would calm me down. I would not consider another lender. I could not be happier!

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Mission accomplished

Brad was by far the most knowledgeable loan officer I spoke with in my quest to obtain a loan for a new home. I was turned away by ten or more banks and credit unions due to a previous VA loan and self employment but Brad and KS State bank made it happen! He kept me informed throughout the entire process, was easy to get a hold of, and fun talking to. I highly recommend him and KS State bank, whose rates were highly competitive. I consider myself very fortunate to have found his services.

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Great Experience!

The process of buying a home can be daunting, especially when you are not using realtors. However, Brad made this process very smooth. Every step of the way he was informing us about the next steps to take. Any time that my wife or I had a question we could reach out to him, and he was there. He was very knowledgable, and always had an answer for us. I highly recommend him.

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Great experience and very informative

Brad did a great job during our building and mortgage process. He was always helpful, patient and timely in all communication. He had our complete trust and confidence. Thank you Brad!

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Excellent experience!

It was clear to us within the first few minutes of conversation that Brad was highly experienced and knowledgable. He presented us different options and shared with us different approaches to achieve our end goal. He had a consultative approach and was patient with our questions to ensure he had the full picture of our needs. He set realistic expectations and timelines for us, stayed open with communication (I didn't have to chase him) and over-achieved by helping us push up closing dates on our re-finance earlier than expected. I plan on referring him to many friends and family in the future. Thanks Brad & team for your awesome attention and execution!

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