Armed Forces Bank is a full-service military bank specializing in residential real estate lending across the country. With 114 years of experience, Armed Forces Bank provides a first class standard of care for military, government personnel and their families. We offer competitive rates on a broad array of consumer home purchase and refinance options. In-house underwriting means you work directly with a decision maker. Our lending experts are with you every step of the way. Mortgage solutions you need. Service you deserve. For more, visit afbank.com.
Gina, Tim and the other folks at KS State Bank who played a role in getting us through the loan origination and home closure process did a phenomenal job! . Shopping for a home loan on-line was an entirely new experience for my wife and I. Gina patiently helped us though the process and provided invaluable guidance at every step along the way. The rates initially quoted remained consistent throughout the process, as did the amount of monetary assistance with closing costs. Gina's quick responses to my many questions, often at all times of day or night, was especially comforting. And it was great to be able to have telephone conversations with an actual person who cared. We couldn't ask for a better experience!
Bob from Weatogue, CT
Reviewed in November 2021
Closed with Lender:
Yes
Loan Type:
Home Purchase
Review Type:
Lender Review
Do you want to flag this review?
(5 of 5)stars
Recommended
Excellent Experience
My wife and I have moved a few places and most recently to NC from CA. Interest rates dropped and we decided to do a refi. Hammered by different companies, Brad is the one person that stuck out and we could not be happier with that decision. This transaction was be far the easiest we have ever done. I made a few different phone calls to Brad to ask questions and he either answered or got back to me within an hour !! Talk about customer service and professionalism. Brad, My wife and I would like to personally say thank you!!
Chris Nahill is my go to lender. He helped me buy my home in Williamsburg, VA, refinance it twice, and then buy my newly constructed home in Kyle, TX. He is unfailingly professional and patient. Even when I was bouncing off the wall, Chris would calm me down. I would not consider another lender. I could not be happier!
Brad was by far the most knowledgeable loan officer I spoke with in my quest to obtain a loan for a new home. I was turned away by ten or more banks and credit unions due to a previous VA loan and self employment but Brad and KS State bank made it happen! He kept me informed throughout the entire process, was easy to get a hold of, and fun talking to. I highly recommend him and KS State bank, whose rates were highly competitive. I consider myself very fortunate to have found his services.
The process of buying a home can be daunting, especially when you are not using realtors. However, Brad made this process very smooth. Every step of the way he was informing us about the next steps to take. Any time that my wife or I had a question we could reach out to him, and he was there. He was very knowledgable, and always had an answer for us. I highly recommend him.
Brad did a great job during our building and mortgage process. He was always helpful, patient and timely in all communication. He had our complete trust and confidence. Thank you Brad!
It was clear to us within the first few minutes of conversation that Brad was highly experienced and knowledgable. He presented us different options and shared with us different approaches to achieve our end goal. He had a consultative approach and was patient with our questions to ensure he had the full picture of our needs. He set realistic expectations and timelines for us, stayed open with communication (I didn't have to chase him) and over-achieved by helping us push up closing dates on our re-finance earlier than expected. I plan on referring him to many friends and family in the future. Thanks Brad & team for your awesome attention and execution!
With the overwhelming number of lending companies out there and the flood of options, it was great to find a local agent with a great rate. Brad was courteous and knowledgeable, even his response time was impressive. He was even willing to spend some time on the phone to answer questions and complete was was necessary to expedite the process. The complex process went smoothly and with minimal stress. Thank you Brad, and KS StateBank.
Brad was very knowledgable and helpful. Several steps in the process were confusing but he was always a text of phone call away and always willing to help. He went above and beyond to get me what I needed and help me understand the process. Highly recommend!
Knowledgeable, patient and works quickly for great results!
Brad helped me the first time to refinance my investment property. After that experience, I went back for a refi and second mortgage related to my primary residence. And, since we almost ended up buying a new home, but didn't, Brad put in tons of time with me to discuss financing a purchase that didn't end up having any return for him. But he never made me feel bad about it; he was always so welcoming of my questions. You know how some people can be kind of condescending when you have questions? Or they can make you feel like you're wasting their time? Brad is NOT that guy - he appreciates the questions and likes to discuss options. He was generous with his time. He also advised me on timing, e.g., making some good recommendations to me about how to improve my credit rating in order to get a better rate, and then actually getting me a better rate. Thank you Brad for your patience and generosity. I will be back as soon as I need a mortgage again! Kind regards, Jen Henderson
Here are a few tips for writing a top-notch review for a company in our marketplace:
Do
Don't
LendingTree Certification:
The LendingTree Certification Program recognizes Lenders and Loan Officers with outstanding performance on the LendingTree Network, they are committed to providing exceptional customer service and are graduates of LendingTree University.
LendingTree Certification:
Certified Lenders have demonstrated their organizational commitment to employee development, at least 50% of their loan professionals have been certified while also providing exemplary service to LendingTree consumers.
Loan Officer Certifications:
Gold Leaf is the cornerstone of the loan officer certification program and is designed to recognize loan officers committed to their own professional development while adhering to LendingTree best practices. Gold Leaf recipients know the fundamentals of LendingTree and online lending, they are equipped with the necessary skills to be best-in-class loan professionals.
President’s Club is presented to an elite group of loan officers based on success levels in several areas including adherence to LendingTree best practices, commitment to professional development and dedication to customer excellence. Recipients have also met all Gold Leaf criteria.
Armed Forces Bank
Let's answer a few short questions and see what offers Armed Forces Bank and other lenders may have for you.
