Brightwire Loans wants to earn your business. We offer three competitive advantages:
1. Low wholesale interest rates.
2. Fast Closings. Usually 20 days or less.
3. Direct, Honest, easy-to-understand answers to all loan-related questions.
First-Time-Homebuyers – Do you feel overwhelmed with all of the options, decisions, and costs associated with purchasing your first home? Call Us! We will help you navigate a smooth path to homeownership.
Todd and Brightwire Loans is truly an unbelievable company. The home buying process was extremely stressful for numerous reasons, but Todd, time and time again sweeped in to save the day. He was available day and night for any questions we had. He explained things in full detail, with no frustration what so ever. Not only did he supersede any expectations we had, but he also helped push things along with our attorney and realtor. This company is a god send and the business model is one that all companies should mimic, in that Brightwire does not over extend themselves, like most companies do---and nearly bite your head off when you ask for a status update because they are too busy. I highly recommend and cannot say enough great things about this company and Todd!!!
I was referred to Todd from a close personal friend. I was pleasantly surprised with the experience. Todd was my rock throughout the entire process. He pushed the process along and I would speak to him on an almost daily basis, and it was Todd initiating the contact. Many times he was pushing the process along, but other times it was me asking a multitude of questions and Todd answered them all diligently. I dealt with him more than anyone else and I can honestly say I would not have made it through the process without him. He fought for me in underwriting over a dispute as well and we came out victorious, showed up in person to my closing and got my loan cleared to close in 23 days of my review. I would gladly recommend Todd and Brightwire Loans for any of your needs. They are the best in the business.
Jason from Hawthorne, NJ
Reviewed in July 2016
LendingTree Customer:
Yes
Loan Type:
Home Purchase
Review Type:
Lender Review
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(5 of 5)stars
Recommended
In Todd I Trust...
I was referred to Todd from a close personal friend. I was pleasantly surprised with the experience. Todd was my rock throughout the entire process. He pushed the process along and I would speak to him on an almost daily basis, and it was Todd initiating the contact. Many times he was pushing the process along, but other times it was me asking a multitude of questions and Todd answered them all diligently. I dealt with him more than anyone else and I can honestly say I would not have made it through the process without him. He fought for me in underwriting over a dispute as well and we came out victorious, showed up in person to my closing and got my loan cleared to close in 23 days of my review. I would gladly recommend Todd and Brightwire Loans for any of your needs. They are the best in the business.
Todd was extremely helpful and reliable through the whole closing process. He made things so much easier and faster for us. Always on time and responsive. He did our closing in 23 days and personally came to the closing. Highly recommend him.
My husband and I were very impressed by working process with Todd. He is professional, knowledgeable and responsible.
As first time homebuyer, I had lots questions and needed guide. At every our questions, I received straightforward answers. Also, he advised some options which I could choose. He monitored interest rate everyday and informed me. Therefore, we had best interest rate.
He explained every single details and his working style was fast, accurate and clear. After we were approved for loan, he cleared our loan for CLOSING in ONLY 19DAYS! Also, he came in person to our closing. He is sincere from beginning to end.
Again, it was great experience working with him. I strongly recommend him.
My husband and I were very impressed by working process with Todd. He is professional, knowledgeable and responsible.
As first time homebuyer, I had lots questions and needed guide. At every our questions, I received straightforward answers. Also, he advised some options which I could choose. He monitored interest rate everyday and informed me. Therefore, we had best interest rate.
He explained every single details and his working style was fast, accurate and clear. After we were approved for loan, he cleared our loan for CLOSING in ONLY 19DAYS! Also, he came in person to our closing. He is sincere from beginning to end.
Again, it was great experience working with him. I strongly recommend him.
Kate from Lincoln, IL
Reviewed in March 2016
LendingTree Customer:
Yes
Loan Type:
Home Purchase
Review Type:
Lender Review
Do you want to flag this review?
(5 of 5)stars
Recommended
Todd is a pleasure to deal with !!!
Todd is the type of person who is going to be with you
every step of the way,from start to finish and anything that should
come up in between,he gets it don*.Not every closing goes smooth
and something always comes up and he just handles it and lets you
know what needs to be don*.The one thing that really stands out
besides his honesty is he gets back to you rite away when things come
up that need to be add******.If this is your first home or not Todd is
the person i would let handle all your home buying needs.
As first time home buyers, we are really lucky to have Todd as our Mortgage broker. Todd was referred by our realtor and the whole experience of our mortgage loan application was very clear and smooth. Todd would explain every step to us, work along with our realtor and lawyer and be with us to the every end of house purchase. He also calls us every six months after we moved in with the latest interest rates to help us check if it is a good time to do refinance.
The biggest benefits we got from Todd are his efficiency and transparency. He gets mortgage processed and approved really fast while monitoring interest rates every day to make sure we get the best number. This helped us a lot in house purchase. He would always reply any questions we have, no matter it is at night or on weekends. He would explain to us patiently and clearly on any number or entry that we don't understand. The whole calculation is explained very clearly and all the documents bear no faults.
We also really appreciate Todd's sincerity and honesty. He does not bluff. When he says it can be done, it will be done. The whole experience was really comfortable and satisfying. He is the agent we can trust and rely on.
Yifei from Ho Ho Kus, NJ
Reviewed in September 2015
LendingTree Customer:
Yes
Do you want to flag this review?
(5 of 5)stars
Recommended
Mr
As first time home buyers, we are really lucky to have Todd as our Mortgage broker. Todd was referred by our realtor and the whole experience of our mortgage loan application was very clear and smooth. Todd would explain every step to us, work along with our realtor and lawyer and be with us to the every end of house purchase. He also calls us every six months after we moved in with the latest interest rates to help us check if it is a good time to do refinance.
The biggest benefits we got from Todd are his efficiency and transparency. He gets mortgage processed and approved really fast while monitoring interest rates every day to make sure we get the best number. This helped us a lot in house purchase. He would always reply any questions we have, no matter it is at night or on weekends. He would explain to us patiently and clearly on any number or entry that we don't understand. The whole calculation is explained very clearly and all the documents bear no faults.
We also really appreciate Todd's sincerity and honesty. He does not bluff. When he says it can be done, it will be done. The whole experience was really comfortable and satisfying. He is the agent we can trust and rely on.
Our experience with Todd at Brighwire Loans was truly first rate. We met Todd from a friend's referral who said he helped them close on their home in record time. We were so please with our experience that wanted to pass it along.
A little about our situation and the deal in question: both of us work in w-2 salaried positions, so the income was not an issue. Todd pre-qualified us in a day with very little back and forth. Once we signed a contract, Todd took over. He project managed the entire transaction, from coordinating attorney's, arranging for the appraisal with the realtor and AMC, making sure the appraiser submitted the report back and pushing the lender to get the commitment letter issued.
Where Todd really shone, however, was in dealing with the condo association management company. The association management company was totally unresponsive in getting back to the lender with timely information throughout the transaction, but ultimately failed to disclose a special assessment owed on the property. The seller planned to pay the assessment, but because it was not disclosed, things nearly unraveled. Todd kept his cool and actually did the association's job in documenting the assessment so all the association had to do was confirm the numbers. It completely saved the deal so we could close.
We can't say enough good things about Brightwire and thoroughly appreciate all of Todd's hard work and effective communication.
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LendingTree Certification:
The LendingTree Certification Program recognizes Lenders and Loan Officers with outstanding performance on the LendingTree Network, they are committed to providing exceptional customer service and are graduates of LendingTree University.
LendingTree Certification:
Certified Lenders have demonstrated their organizational commitment to employee development, at least 50% of their loan professionals have been certified while also providing exemplary service to LendingTree consumers.
Loan Officer Certifications:
Gold Leaf is the cornerstone of the loan officer certification program and is designed to recognize loan officers committed to their own professional development while adhering to LendingTree best practices. Gold Leaf recipients know the fundamentals of LendingTree and online lending, they are equipped with the necessary skills to be best-in-class loan professionals.
President’s Club is presented to an elite group of loan officers based on success levels in several areas including adherence to LendingTree best practices, commitment to professional development and dedication to customer excellence. Recipients have also met all Gold Leaf criteria.
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