Brightwire Loans wants to earn your business. We offer three competitive advantages: 1. Low wholesale interest rates. 2. Fast Closings. Usually 20 days or less. 3. Direct, Honest, easy-to-understand answers to all loan-related questions. First-Time-Homebuyers – Do you feel overwhelmed with all of the options, decisions, and costs associated with purchasing your first home? Call Us! We will help you navigate a smooth path to homeownership.
The professionals at Brightwire made my new home transaction go through smoothly. They explained every charge clearly, offered very competitive rates and then closed the whole process in 22 days. amazingly quick and professional.
A satisfying and rewarding experience
As a prospective first time home buyer, I was looking for help in funding a retirement condo at Great Notch at Four Season active adult community...Although I was confident that my retirement income would qualify me for a reasonable mortgage rate, I was surprised to find that some brokers and banks had some issues regarding my qualifications as certain details of my pension had not yet been fully res*******.When I connected with Todd Harrington at Brightwire Loans, I was delighted to find that he was able to secure a 30 year loan at an interest rate of 4.25% without any poi******.Todd was able to ply his knowledge and ability to overcome various obstacles and road blocks that other brokers were either unwilling or unable to deal with such as utilizing 401K retirement funds as income and surprisingly, he was able to clear my loan for closing in 22 day***.The element of transparency throughout the whole process provided me with a sufficient level of comfort and confidence to recognize the fact that I was dealing with a competent and knowledgeable pro***********.The application process wis relatively easy and automated in a "user friendly" manner and I was dlighted to see Todd at the actual closing...
Working with Todd at Brightwire Loans was an absolute pleasure. Having been through the closing process >10 times, this was BY FAR the best experience we have had from 1) a mortgage education perspective 2) the perspective of unique/custom programs offered by Brightwire and 3) the customer service/personalized attention we received. Todd walked us professionaly through every single step in the process and was our go-to person on every question (even when it should have been directed to the attorney or Realtor). I was really excited about the no PMI program that Brighwire Loans offered. We paid a small fee upfront (subsidized by a closing cost credit of $500 offered by Brightwire) and no we do not have to pay a monthly PMI even though we only put 10% down. In addition, our loan was CLEARED for closing in 18 days from the time we applied! Further, we were given the option to manage our own escrows, which is a huge advantage in that money is not held by the bank in escrow indefinitely. Todd attended our closing which added an extra level of security for us and ensured that everything went smoothly. I could not have had a better experience and would HIGHLY recommend Brightwire Loans to anyone!
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