NMLS# 1074453

5.0 of 5stars44 Reviews

Brightwire Loans

  • Recommended Lender
    Recommended 100%
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Lender Summary

Brightwire Loans wants to earn your business.  We offer three competitive advantages:

1.     Low wholesale interest rates.

2.     Fast Closings. Usually 20 days or less.

3.     Direct, Honest, easy-to-understand answers to all loan-related questions.


 
First-Time-Homebuyers – Do you feel overwhelmed with all of the options, decisions, and costs associated with purchasing your first home? Call Us! We will help you navigate a smooth path to homeownership.


 

What they're saying

Ratings & Reviews
44 Reviews
  • Interest Rates
    Excellent
  • Fees & Closing Costs
    Excellent
  • Responsiveness
    Excellent
  • Customer Service
    Excellent

Review Breakdown

  • 5 Star
    (44)
  • 4 Star
    (0)
  • 3 Star
    (0)
  • 2 Star
    (0)
  • 1 Star
    (0)

A satisfying and rewarding experience

As a prospective first time home buyer, I was looking for help in funding a retirement condo at Great Notch at Four Season active adult community...Although I was confident that my retirement income would qualify me for a reasonable mortgage rate, I was surprised to find that some brokers and banks had some issues regarding my qualifications as certain details of my pension had not yet been fully res*******.When I connected with Todd Harrington at Brightwire Loans, I was delighted to find that he was able to secure a 30 year loan at an interest rate of 4.25% without any poi******.Todd was able to ply his knowledge and ability to overcome various obstacles and road blocks that other brokers were either unwilling or unable to deal with such as utilizing 401K retirement funds as income and surprisingly, he was able to clear my loan for closing in 22 day***.The element of transparency throughout the whole process provided me with a sufficient level of comfort and confidence to recognize the fact that I was dealing with a competent and knowledgeable pro***********.The application process wis relatively easy and automated in a "user friendly" manner and I was dlighted to see Todd at the actual closing...

  • LendingTree Customer:

    Yes
  • Loan Type:

  • Review Type:

    Lender Review

Perfect experience!

Working with Todd at Brightwire Loans was an absolute pleasure. Having been through the closing process >10 times, this was BY FAR the best experience we have had from 1) a mortgage education perspective 2) the perspective of unique/custom programs offered by Brightwire and 3) the customer service/personalized attention we received. Todd walked us professionaly through every single step in the process and was our go-to person on every question (even when it should have been directed to the attorney or Realtor). I was really excited about the no PMI program that Brighwire Loans offered. We paid a small fee upfront (subsidized by a closing cost credit of $500 offered by Brightwire) and no we do not have to pay a monthly PMI even though we only put 10% down. In addition, our loan was CLEARED for closing in 18 days from the time we applied! Further, we were given the option to manage our own escrows, which is a huge advantage in that money is not held by the bank in escrow indefinitely. Todd attended our closing which added an extra level of security for us and ensured that everything went smoothly. I could not have had a better experience and would HIGHLY recommend Brightwire Loans to anyone!

  • LendingTree Customer:

    Yes
  • Loan Type:

  • Review Type:

    Lender Review

Brightwire loan

I would highly recommend Todd Harrington (Brightwire loans) for anyone considering getting a mortgage and looking for a very good broker. I came to know about Brightwire Loans through LendingTree (Brightwire was one of the 4 brokers who reached out to me after I signed up in LendingTree). Brightwire's rates were the best (including fees). There were no "surprises" along the way, in form of additional hidden/undisclosed fees. Every milestone was met ahead of time. He was always just a phone call (or email!) away to answer questions. He even came to my closing to make sure everything went as planned. I couldn't have asked for a better experience. Thanks,

  • LendingTree Customer:

    Yes
  • Loan Type:

  • Review Type:

    Lender Review

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LendingTree Certification:

The LendingTree Certification Program recognizes Lenders and Loan Officers with outstanding performance on the LendingTree Network, they are committed to providing exceptional customer service and are graduates of LendingTree University.

LendingTree Certification:

  • Certified Lender
    Certified Lenders have demonstrated their organizational commitment to employee development, at least 50% of their loan professionals have been certified while also providing exemplary service to LendingTree consumers.

Loan Officer Certifications:

  • Gold Leaf
    Gold Leaf is the cornerstone of the loan officer certification program and is designed to recognize loan officers committed to their own professional development while adhering to LendingTree best practices. Gold Leaf recipients know the fundamentals of LendingTree and online lending, they are equipped with the necessary skills to be best-in-class loan professionals.
  • Certified President's Club
    President’s Club is presented to an elite group of loan officers based on success levels in several areas including adherence to LendingTree best practices, commitment to professional development and dedication to customer excellence. Recipients have also met all Gold Leaf criteria.

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