NMLS# 66247

Cardinal Financial Company, Limited Partnership

Lender Summary

Headquartered in Charlotte, NC, Cardinal Financial is a nationwide direct mortgage lender that provides modernized home financing solutions. Since 1987, we’ve been committed to facilitating a lending experience of unrivaled transparency, simplicity, and value. We have nearly 4,000 employees across the country who are routinely generating billions of dollars in loans and connecting borrowers to their homes every day. 
Only mature lenders with a proven record of success achieve the status of “approved lender” for Fannie Mae, Freddie Mac, and Ginnie Mae as well as “approved lending institution” for the FHA, VA, and USDA. Not only has Cardinal Financial earned all of these approvals, but we have consistently maintained the high standards required by them.

What they're saying

Ratings & Reviews
2178 Reviews
  • Interest Rates
    Excellent
  • Fees & Closing Costs
    Excellent
  • Responsiveness
    Excellent
  • Customer Service
    Excellent

Review Breakdown

The experience was GREAT!

Lacey made this process smoother than expected. She had the patience of a saint. Lacey explained what to expect from our very first phone call and also that it may take longer than friends had told us. If we didn’t understand anything she put it in layman’s terms, making the decision to go with her as our loan officer an easy one.<br />The communication was outstanding! If Lacey didn’t email she was calling to make sure we stayed on track. Personally I feel as though Lacey quite possibly treated us as if we were family! I appreciate all that Lacey did for my family. <br />We can now relax thanks to Lacey.

  • Closed with Lender:

    Yes
  • Loan Type:

    Refinance
  • Review Type:

    Loan Officer Review
  • Loan Officer:

Wonderful Experience!!

Peyton was wonderful to work with from beginning to end! She was always available to answer any of our questions and she kept us informed throughout the whole process. We would definitely recommend her to our friends and family. Thanks so much Peyton!!

  • Closed with Lender:

    Yes
  • Loan Type:

    Refinance
  • Review Type:

    Loan Officer Review
  • Loan Officer:

Patient and hassle free

We used cardinal financial as they had the best rates and Nick Bowles was assigned our lending officer. He was pleasant to talk to and very professional, we went over many options for our refi and including a cashout option, and he helped guide us to make the best choice for us. What I liked most is we were not hounded to make a decision.

  • Closed with Lender:

    Yes
  • Loan Type:

    Refinance
  • Review Type:

    Loan Officer Review
  • Loan Officer:

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Cardinal Financial Company, Limited Partnership

Customer Satisfaction rating is based directly on customer ratings and reviews. Customers rate lenders on their customer service, interest rates, fees and closing cost and overall experience.

LendingTree Certification:

The LendingTree Certification Program recognizes Lenders and Loan Officers with outstanding performance on the LendingTree Network, they are committed to providing exceptional customer service and are graduates of LendingTree University.

LendingTree Certification:

  • Certified Lender
    Certified Lenders have demonstrated their organizational commitment to employee development, at least 50% of their loan professionals have been certified while also providing exemplary service to LendingTree consumers.

Loan Officer Certifications:

  • Gold Leaf
    Gold Leaf is the cornerstone of the loan officer certification program and is designed to recognize loan officers committed to their own professional development while adhering to LendingTree best practices. Gold Leaf recipients know the fundamentals of LendingTree and online lending, they are equipped with the necessary skills to be best-in-class loan professionals.
  • Certified President's Club
    President’s Club is presented to an elite group of loan officers based on success levels in several areas including adherence to LendingTree best practices, commitment to professional development and dedication to customer excellence. Recipients have also met all Gold Leaf criteria.

Cardinal Financial Company, Limited Partnership

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