NMLS# 66247

Cardinal Financial Company, Limited Partnership

Lender Summary

Headquartered in Charlotte, NC, Cardinal Financial is a nationwide direct mortgage lender that provides modernized home financing solutions. Since 1987, we’ve been committed to facilitating a lending experience of unrivaled transparency, simplicity, and value. We have nearly 4,000 employees across the country who are routinely generating billions of dollars in loans and connecting borrowers to their homes every day. 
Only mature lenders with a proven record of success achieve the status of “approved lender” for Fannie Mae, Freddie Mac, and Ginnie Mae as well as “approved lending institution” for the FHA, VA, and USDA. Not only has Cardinal Financial earned all of these approvals, but we have consistently maintained the high standards required by them.

What they're saying

Ratings & Reviews
2177 Reviews
  • Interest Rates
    Excellent
  • Fees & Closing Costs
    Excellent
  • Responsiveness
    Excellent
  • Customer Service
    Excellent

Review Breakdown

Showing 3 star reviews | Show all reviews

Overall good experience

What I truly was amazed about was being able to sign everything on Doc-esign. It made it so easy to go through paperwork.

  • Closed with Lender:

    Yes
  • Loan Type:

    Refinance
  • Review Type:

    Lender Review

It was a very mixed experience

No communication when our closing date was delayed 4 times nor whenour scheduled closing was canceled!

  • Closed with Lender:

    Yes
  • Loan Type:

    Refinance
  • Review Type:

    Lender Review

Mixed Review

We had a five start experience refinancing one of our properties. That process was facilitated by our star originator Rebekah Manuel, she was extremely knowledgeable about the process and made sure we finished within the timeframe designated. On the other hand our experience refinancing our WA home was not as great as a result we give a 3 star. That process was tedious and we did not end up closing the deal. This deal ran through Cardinal Financial's corporates team, which seem to be a little bit slower and a lot less responsive. I tip my had to the processor of the loan she did all she could.

  • Closed with Lender:

    Yes
  • Loan Type:

    Refinance
  • Review Type:

    Lender Review

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Cardinal Financial Company, Limited Partnership

Customer Satisfaction rating is based directly on customer ratings and reviews. Customers rate lenders on their customer service, interest rates, fees and closing cost and overall experience.

LendingTree Certification:

The LendingTree Certification Program recognizes Lenders and Loan Officers with outstanding performance on the LendingTree Network, they are committed to providing exceptional customer service and are graduates of LendingTree University.

LendingTree Certification:

  • Certified Lender
    Certified Lenders have demonstrated their organizational commitment to employee development, at least 50% of their loan professionals have been certified while also providing exemplary service to LendingTree consumers.

Loan Officer Certifications:

  • Gold Leaf
    Gold Leaf is the cornerstone of the loan officer certification program and is designed to recognize loan officers committed to their own professional development while adhering to LendingTree best practices. Gold Leaf recipients know the fundamentals of LendingTree and online lending, they are equipped with the necessary skills to be best-in-class loan professionals.
  • Certified President's Club
    President’s Club is presented to an elite group of loan officers based on success levels in several areas including adherence to LendingTree best practices, commitment to professional development and dedication to customer excellence. Recipients have also met all Gold Leaf criteria.

Cardinal Financial Company, Limited Partnership

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