NMLS# 66247

Cardinal Financial Company, Limited Partnership

Lender Summary

Headquartered in Charlotte, NC, Cardinal Financial is a nationwide direct mortgage lender that provides modernized home financing solutions. Since 1987, we’ve been committed to facilitating a lending experience of unrivaled transparency, simplicity, and value. We have nearly 4,000 employees across the country who are routinely generating billions of dollars in loans and connecting borrowers to their homes every day. 
Only mature lenders with a proven record of success achieve the status of “approved lender” for Fannie Mae, Freddie Mac, and Ginnie Mae as well as “approved lending institution” for the FHA, VA, and USDA. Not only has Cardinal Financial earned all of these approvals, but we have consistently maintained the high standards required by them.

What they're saying

Ratings & Reviews
2184 Reviews
  • Interest Rates
    Excellent
  • Fees & Closing Costs
    Excellent
  • Responsiveness
    Excellent
  • Customer Service
    Excellent

Review Breakdown

First time home owner! ❤️

This experience has definitely been a roller coaster for me. I never knew just how much time and energy was needed when purchasing a new home. This girl came in half way through the process and made it feel downhill from there. She was always available and I’m not sure she will ever understand just how much I appreciated her. When I would call she would answer or text me back right away. When I emailed she would respond within an hour. She never seemed bothered by my millions of questions (even when most were repeated). She kept me positive, informed, and most importantly made me feel like she truly was working for ME! I have developed a bond with her and will always reach out to her in the future for any other financial assistance I need. Trust is everything!

  • Closed with Lender:

    Yes
  • Loan Type:

    Home Purchase
  • Review Type:

    Loan Officer Review
  • Loan Officer:

Wow! Josh is fabulous!

Josh connected with me over a year before I sold my house. I went through refinance options, took tons of time to think and then decided to sell. He was there every step of the way. He is personable, funny and very understanding about family and finances. I feel very lucky that I got connected to him for my loan process and feel like I can stay in contact for any questions I have and any other refinancing or purchasing of homes in the future. Thanks Josh!

  • Closed with Lender:

    Yes
  • Loan Type:

    Home Purchase
  • Review Type:

    Loan Officer Review
  • Loan Officer:

Easy process

The process was a lot easier than I expected. Quoc was helpful in explaining the whole process from start to finish. He answered all my calls and if he was busy, he got back to me as soon as he was available. He helped me close on time and even followed up after the closing to make sure things went smoothly. I would recommend Quoc to anyone who is looking to buy a house or refinance. He will help you get the best rate and work to get everything you personally want. Quoc goes above and beyond for his clients.

  • Closed with Lender:

    Yes
  • Loan Type:

    Refinance
  • Review Type:

    Loan Officer Review
  • Loan Officer:

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Cardinal Financial Company, Limited Partnership

Customer Satisfaction rating is based directly on customer ratings and reviews. Customers rate lenders on their customer service, interest rates, fees and closing cost and overall experience.

LendingTree Certification:

The LendingTree Certification Program recognizes Lenders and Loan Officers with outstanding performance on the LendingTree Network, they are committed to providing exceptional customer service and are graduates of LendingTree University.

LendingTree Certification:

  • Certified Lender
    Certified Lenders have demonstrated their organizational commitment to employee development, at least 50% of their loan professionals have been certified while also providing exemplary service to LendingTree consumers.

Loan Officer Certifications:

  • Gold Leaf
    Gold Leaf is the cornerstone of the loan officer certification program and is designed to recognize loan officers committed to their own professional development while adhering to LendingTree best practices. Gold Leaf recipients know the fundamentals of LendingTree and online lending, they are equipped with the necessary skills to be best-in-class loan professionals.
  • Certified President's Club
    President’s Club is presented to an elite group of loan officers based on success levels in several areas including adherence to LendingTree best practices, commitment to professional development and dedication to customer excellence. Recipients have also met all Gold Leaf criteria.

Cardinal Financial Company, Limited Partnership

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