NMLS# 66247

Cardinal Financial Company, Limited Partnership

Lender Summary

Headquartered in Charlotte, NC, Cardinal Financial is a nationwide direct mortgage lender that provides modernized home financing solutions. Since 1987, we’ve been committed to facilitating a lending experience of unrivaled transparency, simplicity, and value. We have nearly 4,000 employees across the country who are routinely generating billions of dollars in loans and connecting borrowers to their homes every day. 
Only mature lenders with a proven record of success achieve the status of “approved lender” for Fannie Mae, Freddie Mac, and Ginnie Mae as well as “approved lending institution” for the FHA, VA, and USDA. Not only has Cardinal Financial earned all of these approvals, but we have consistently maintained the high standards required by them.

What they're saying

Ratings & Reviews
2184 Reviews
  • Interest Rates
    Excellent
  • Fees & Closing Costs
    Excellent
  • Responsiveness
    Excellent
  • Customer Service
    Excellent

Review Breakdown

Mr. Weinland is a true professional

I was extremely pleased to have had Mr. Weinland in my corner during the process to make sure for me that all of the t's were crossed and all of the i's were dotted. <br />There were some unforeseen tax and document situations that arose to which I'm sure other loan officers would have given up on; not Austin Weinland, he stuck to his task "bulldog" style. He consistently returned calls and emails in a timely fashion and coached me where necessary. <br />I consider him an above board professional and deserving of the highest of praise.<br />Any corporation would be fortunate to have him on their team.

  • Closed with Lender:

    Yes
  • Loan Type:

    Refinance
  • Review Type:

    Loan Officer Review
  • Loan Officer:

Great experience

Alex has made my refinance experience so easy, and stress free. This is definitely the the most comfortable I've felt while dealing with financial decisions, and would recommend Cardinal Financial to anyone. Thanks again Alex for making this go so well.

  • Closed with Lender:

    Yes
  • Loan Type:

    Refinance
  • Review Type:

    Lender Review

Worst experience ever!!!

Loan officer was the quickest to call and seemed to have my best interest at heart but once the process started I could not get in touch with him when I had questions or to see where the refinance process was at. I started my refinance application around the middle of March 2021 and I was told we will be closing in April but that didn't happen so I had to resubmit paperwork again. Then I was told we will be closing in May but again that didn't happen so I had to resubmit paperwork again. The same for June. Throughout the entire process there was very little communication from Cardinal Financial and I had to call numerous times to find out where the process was at. This was by far the most frustrating experience I have every had with any loan or refinance and I would not recommend Cardinal Financial to anyone. My recommendation is to go with your local bank or credit union who you know and trust.

  • Loan Type:

    Refinance
  • Review Type:

    Lender Review

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Cardinal Financial Company, Limited Partnership

Customer Satisfaction rating is based directly on customer ratings and reviews. Customers rate lenders on their customer service, interest rates, fees and closing cost and overall experience.

LendingTree Certification:

The LendingTree Certification Program recognizes Lenders and Loan Officers with outstanding performance on the LendingTree Network, they are committed to providing exceptional customer service and are graduates of LendingTree University.

LendingTree Certification:

  • Certified Lender
    Certified Lenders have demonstrated their organizational commitment to employee development, at least 50% of their loan professionals have been certified while also providing exemplary service to LendingTree consumers.

Loan Officer Certifications:

  • Gold Leaf
    Gold Leaf is the cornerstone of the loan officer certification program and is designed to recognize loan officers committed to their own professional development while adhering to LendingTree best practices. Gold Leaf recipients know the fundamentals of LendingTree and online lending, they are equipped with the necessary skills to be best-in-class loan professionals.
  • Certified President's Club
    President’s Club is presented to an elite group of loan officers based on success levels in several areas including adherence to LendingTree best practices, commitment to professional development and dedication to customer excellence. Recipients have also met all Gold Leaf criteria.

Cardinal Financial Company, Limited Partnership

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