NMLS# 936436

ClearPath Lending

Lender Summary

We are a national direct lender with some of the most competitive rates in the market, and quickest turn times.

What they're saying

Ratings & Reviews
1432 Reviews
  • Interest Rates
  • Fees & Closing Costs
  • Responsiveness
  • Customer Service

Review Breakdown

Knowledgeable loan officer

I received a letter from First Direct and after calling I was helped by Freddie Cepeda. Mr Cepeda was very knowledgeable and explained the complete refinance process step by step. The process was painless and quick. Would highly recommend First Direct.

Great Customer Service

Great to work with a local Southern California loan officer. Craig is very knowledgeable of the local real estate market and is very responsive.


My experience with Gabriel Vargas, has been the best. He was polite and very helpful when it came to working up a profile for my ref*********.Even after this closing, he and the whole team at First Direct Lending, treated me with respect. Any questions I had, he answered for me, and if I have any more after, to just call. He truly is a very pleasant loan officer, who knows his business.

  • LendingTree Customer:


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LendingTree Certification:

The LendingTree Certification Program recognizes Lenders and Loan Officers with outstanding performance on the LendingTree Network, they are committed to providing exceptional customer service and are graduates of LendingTree University.

LendingTree Certification:

  • Certified Lender
    Certified Lenders have demonstrated their organizational commitment to employee development, at least 50% of their loan professionals have been certified while also providing exemplary service to LendingTree consumers.

Loan Officer Certifications:

  • Gold Leaf
    Gold Leaf is the cornerstone of the loan officer certification program and is designed to recognize loan officers committed to their own professional development while adhering to LendingTree best practices. Gold Leaf recipients know the fundamentals of LendingTree and online lending, they are equipped with the necessary skills to be best-in-class loan professionals.
  • Certified President's Club
    President’s Club is presented to an elite group of loan officers based on success levels in several areas including adherence to LendingTree best practices, commitment to professional development and dedication to customer excellence. Recipients have also met all Gold Leaf criteria.

ClearPath Lending

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