NMLS# 1283876

5.0 of 5 2 Reviews

Fidelity 1st Funding

  • Recommended 100%
  • Lender Rating

  • Recommended 100%
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Lender Summary

Fidelity 1st Funding serves all of California and specializes in helping clients refinance with low credit scores specifically to cash out. Everyday hundreds of homeowners consolidate debt, remodel their home, payoff tax liens and better position themselves financially using their homes’ equity. Fidelity 1st Funding is here to help you do the same. We have the programs, experience and knowledge to help clients refinance their mortgage with credit scores as low as 500.

Rating Breakdown

What consumers are saying

Ralph Barraza and his dream are AMAZING!!!!!

Ralph Barazza and his team are lifesavers! Ralph Barraza went above and beyond in assisting me in re-financing my home! My credit score was not the greatest and I was stressing out every month trying to pay all my bills to increase my credit score to eventually be able to refinance my house. One day, when researching how to refinance my home with a low credit score, I came across Ralph. Ralph called me back within minutes of my inquiry and from that moment on, Ralph made my life financially 100% better! Ralph was always available for me and had the answers to my questions. I give Ralph and his team the highest ratings possible! Thank you Ralph from the bottom of my heart!

Jessica from Atwater, CA

Reviewed in October 2018

  • Loan Type:

    Refinance
  • Review Type:

    Lender Review

Excellent Customer Service

I worked with Ralph and team on a cash out refi... Ralph was supportive, responsive and personable throughout the entire process. He took the time to explain everything to me along the way and I couldn't be happier!!!! Great experience, highly recommend!

Carol from Citrus Heights, CA

Reviewed in September 2017

  • Loan Type:

    Refinance
  • Review Type:

    Lender Review

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