"Experience the Difference"
"Creating value for our clients by making home financing easy." That is our mission at First Commonwealth. Add to that an unwavering commitment to customer service, low rates and closing costs, and custom-tailored programs to fit your individual needs and you have "The First Commonwealth Difference." Experience it today!
I was feeling stressed because everywhere I turn am hearing that interest rates
are the best ever, etc. so knew I was missing out on saving lots of money. But
didn't know where to begin. Got paired up with a fantastic re-finance guy, Greg
Lapp, at First Commonwealth. While based in Kentucky, he has been specializing
in this area and gets incredibly competitive rates.
I got an incredible interest rate and it couldn't have been easier. We did
everything over the phone and brought it to close in about 3 weeks. Greg
understood what we wanted, held out for the best possible rates to lock us in at
and then proactively came back with a recommendation that saved us another
couple hundred dollars a month on top of everything else. Shaved off a bit more
at closing as well. To top it off, the closing company came to our house and we
signed all the documents at our own dining room table.
Typically, I am a critical customer - especially in the world of financial
services. But, in this case it was incredibly easy. With so many creeps out
there in this industry, wanted to pass his name and info along in case anyone
has been wanted to refinance but just putting it off because they didn't know
where to start.
We've created a significant amount of value for our family year on year - if
you're on the fence, encourage you to go for it. We're really glad we did. Good
luck!
Jessica1 from Arlington, VA
Reviewed in November 2010
LendingTree Customer:
Yes
Do you want to flag this review?
(5 of 5)stars
Recommended
Would recommend
The closing process through First Commonwealth was as expected. Dave was great to work with. He kept us in the loop as things progressed. A little confusion caused by getting two sets of forms - one from them and one from the funder - and not knowing where to send them. Would definitely recommend.
KarlC from Atlanta, GA
Reviewed in November 2010
LendingTree Customer:
Yes
Do you want to flag this review?
(5 of 5)stars
Recommended
excellent service
the service was excellent, there was someone with me all the way through. any questions i had or concerns they were promptly answered - correctly and precise
the banker was very professional, with detailed knowledge - very competitive rate - the rate i got i could not have got it any where else i am very pleased. i would do business again with first commonwealth.
they were much better that my local bank who had denied me a loan
thanks fcw for helping me to own my first house
foxy356
foxy356 from Miami Fl,
Reviewed in November 2010
LendingTree Customer:
Yes
Do you want to flag this review?
(5 of 5)stars
Recommended
SHAUN CORBETT
WE ARE SPEECHLESS!! SHAUN CORBETT IS A VERY DELIGHTFUL TO WORK WITH. HE IS PROFESSIONAL, KNOWLEDGEABLE, EXPERIENCE, EXCELLENT COMMUNICATION (RESPONSIVE), ETC ETC. WE WERE DELIGHTED TO WORK TOGETHER WITH SHAUN FOR THE CLOSING OF OUR HOME IN FAIRFIELD GLADE, TN. THANK YOU SHAUN AND FIRST COMMONWEALTH MORTGAGE, INC FOR YOUR HELP. KEEP UP YOUR EXCELLENT JOB. GOD BLESS!!
WILLIAM2010 from Pittsburgh, PA
Reviewed in September 2010
LendingTree Customer:
Yes
Do you want to flag this review?
(5 of 5)stars
Recommended
Excellence personified
From the first time I spoke with Diane, I knew that she was the broker for me. She answered all of my questions - what are points? why do interest rates vary for loan lengths? etc - directly and honestly. She was forthright with her answers and forthcoming with the information I needed to make an informed decision. I think that I made the best choice, based on timely information provided by Diane. I commend her for a job well done. In a word, she is excellence personified.
Hoopdawg from Blairsville, GA
Reviewed in September 2010
LendingTree Customer:
Yes
Do you want to flag this review?
(2 of 5)stars
Recommended
Higher rates, bizarre underwriting
We dealt with this broker and while we found our agent generally helpful, we encountered higher rates and a very bizarre underwriter. In the end the UWs demands were excessive and poorly timed (2 weeks prior to closure). Another broker was able to beat the FCM rate and with significantly fewer bizarre demands from the UW. Until FCM finds better underwriting, and that underwriter is more timely with their requests, we cannot recommend this mortgage broker.
In regards to the rate, this consumer locked for 45 days approximately 4 weeks ago. Rates have moved down since then and obviously rates are better for new locks. The statement regarding our rates are invalid. The real issue on this loan is that the consumer transferred down payment funds to from two accounts into another one. Clearly, in today's environment funds used to close must be sourced and seasoned and this consumer was unwilling to do so. He will find that he will have to do the same no matter who he closes with. Two weeks prior to close is not unreasonable in regards to asking for these conditions. The consumer simply would not provide documentation to source assets.
FrozenNorth from Minneapolis, MN
Reviewed in May 2010
LendingTree Customer:
Yes
Do you want to flag this review?
(5 of 5)stars
Recommended
Great Experience with First Commonwealth Mortgage
Ruth Linn of First Commonwealth Mortgage made my first time home buying experience so easy and utterly enjoyable. She was the first banker to contact me from Lending Tree and she was always available for me 7 days a week. She closely followed all the process from beginning to the end of the home buying process, and even after we moved in to the new house after closing, she is making sure everything went well without any problem what so ever. It was just like getting a professional secretary for free.
I tried to click the 5 star overall rating above, but for some reason it is not working. I am sure she will jump on this and call Lending Tree to fix it too.
kitaken from Hebron, KY
Reviewed in May 2010
LendingTree Customer:
Yes
Do you want to flag this review?
(4 of 5)stars
Recommended
FCM Review
Very knowledgeable broker, explained everything we wanted to know.
Carlos from Central Florida,
Reviewed in April 2010
LendingTree Customer:
Yes
Do you want to flag this review?
(5 of 5)stars
Recommended
Leona
Leona was so helpful and attentive. She held my hand all the way through the process and made sure my closing went smoothly. First rate experience.
JSmith1 from Louiville Ky,
Reviewed in March 2010
LendingTree Customer:
Yes
Do you want to flag this review?
(5 of 5)stars
Recommended
Great rates, great service
This process was nothing but easy. I had checked w/three other lenders including this one and this company by far offered me lower fees, a decent percentage rate, and the type of loan I was looking for. Matt was always there to answer my myriad of questions, and listend to my concerns and needs and made it so. My only complaint was I was asked to submit some very old paperwork by another organization BUT Matt contacted them and the issue was dropped. I have already recommended this company to someone else!
Here are a few tips for writing a top-notch review for a company in our marketplace:
Do
Don't
LendingTree Certification:
The LendingTree Certification Program recognizes Lenders and Loan Officers with outstanding performance on the LendingTree Network, they are committed to providing exceptional customer service and are graduates of LendingTree University.
LendingTree Certification:
Certified Lenders have demonstrated their organizational commitment to employee development, at least 50% of their loan professionals have been certified while also providing exemplary service to LendingTree consumers.
Loan Officer Certifications:
Gold Leaf is the cornerstone of the loan officer certification program and is designed to recognize loan officers committed to their own professional development while adhering to LendingTree best practices. Gold Leaf recipients know the fundamentals of LendingTree and online lending, they are equipped with the necessary skills to be best-in-class loan professionals.
President’s Club is presented to an elite group of loan officers based on success levels in several areas including adherence to LendingTree best practices, commitment to professional development and dedication to customer excellence. Recipients have also met all Gold Leaf criteria.
First Commonwealth Mortgage Inc.
Let's answer a few short questions and see what offers First Commonwealth Mortgage Inc. and other lenders may have for you.
