NMLS# 1401

First Commonwealth Mortgage Inc.

Lender Summary

"Experience the Difference"
"Creating value for our clients by making home financing easy." That is our mission at First Commonwealth. Add to that an unwavering commitment to customer service, low rates and closing costs, and custom-tailored programs to fit your individual needs and you have "The First Commonwealth Difference." Experience it today!

What they're saying

Ratings & Reviews
1766 Reviews
  • Interest Rates
  • Fees & Closing Costs
  • Responsiveness
  • Customer Service

Review Breakdown

Greg Lapp and 1st Commonwealth a Great Experience

I was feeling stressed because everywhere I turn am hearing that interest rates
are the best ever, etc. so knew I was missing out on saving lots of money. But
didn't know where to begin. Got paired up with a fantastic re-finance guy, Greg
Lapp, at First Commonwealth. While based in Kentucky, he has been specializing
in this area and gets incredibly competitive rates.

I got an incredible interest rate and it couldn't have been easier. We did
everything over the phone and brought it to close in about 3 weeks. Greg
understood what we wanted, held out for the best possible rates to lock us in at
and then proactively came back with a recommendation that saved us another
couple hundred dollars a month on top of everything else. Shaved off a bit more
at closing as well. To top it off, the closing company came to our house and we
signed all the documents at our own dining room table.

Typically, I am a critical customer - especially in the world of financial
services. But, in this case it was incredibly easy. With so many creeps out
there in this industry, wanted to pass his name and info along in case anyone
has been wanted to refinance but just putting it off because they didn't know
where to start.

We've created a significant amount of value for our family year on year - if
you're on the fence, encourage you to go for it. We're really glad we did. Good

  • LendingTree Customer:


Would recommend

The closing process through First Commonwealth was as expected. Dave was great to work with. He kept us in the loop as things progressed. A little confusion caused by getting two sets of forms - one from them and one from the funder - and not knowing where to send them. Would definitely recommend.

  • LendingTree Customer:


excellent service

the service was excellent, there was someone with me all the way through. any questions i had or concerns they were promptly answered - correctly and precise

the banker was very professional, with detailed knowledge - very competitive rate - the rate i got i could not have got it any where else i am very pleased. i would do business again with first commonwealth.

they were much better that my local bank who had denied me a loan

thanks fcw for helping me to own my first house


  • LendingTree Customer:


Loan officer directory


Thank you for sharing your experience

Here are a few tips for writing a top-notch review for a company in our marketplace:


LendingTree Certification:

The LendingTree Certification Program recognizes Lenders and Loan Officers with outstanding performance on the LendingTree Network, they are committed to providing exceptional customer service and are graduates of LendingTree University.

LendingTree Certification:

  • Certified Lender
    Certified Lenders have demonstrated their organizational commitment to employee development, at least 50% of their loan professionals have been certified while also providing exemplary service to LendingTree consumers.

Loan Officer Certifications:

  • Gold Leaf
    Gold Leaf is the cornerstone of the loan officer certification program and is designed to recognize loan officers committed to their own professional development while adhering to LendingTree best practices. Gold Leaf recipients know the fundamentals of LendingTree and online lending, they are equipped with the necessary skills to be best-in-class loan professionals.
  • Certified President's Club
    President’s Club is presented to an elite group of loan officers based on success levels in several areas including adherence to LendingTree best practices, commitment to professional development and dedication to customer excellence. Recipients have also met all Gold Leaf criteria.

First Commonwealth Mortgage Inc.

Let's answer a few short questions and see what offers First Commonwealth Mortgage Inc. and other lenders may have for you.