NMLS# 1401

First Commonwealth Mortgage Inc.

Lender Summary

"Experience the Difference"
"Creating value for our clients by making home financing easy." That is our mission at First Commonwealth. Add to that an unwavering commitment to customer service, low rates and closing costs, and custom-tailored programs to fit your individual needs and you have "The First Commonwealth Difference." Experience it today!

What they're saying

Ratings & Reviews
1755 Reviews
  • Interest Rates
    Excellent
  • Fees & Closing Costs
    Excellent
  • Responsiveness
    Excellent
  • Customer Service
    Excellent

Review Breakdown

Showing 1 star reviews | Show all reviews

Good then it all falls apart?

We were recommended to FC for a mortgage everything went well even got a email saying Congratulations you were approved then basically said we lied to them about owning a home! They asked a Question Have You owned a home in the last 3 years? We believed a home that we thought was out of our hair was really a non factor! But it wasn't! And we didn't qualify for the First time homeowner mortgage! Now I'm not sure how to interpret "The last 3 years" why even ask if any previous home ownership will disqualify a person? We spent a lot of money we could have used elsewhere on this and being on a fixed income (disabled) this was a major financial blow to us! Some things probably should not have moved forward until they were completely satisfied with our application!

  • Loan Type:

    Home Purchase
  • Review Type:

    Lender Review

Bad experience

Worst Experience ever I’ve had getting a mortgage gave Keith cardwell a chance and was the biggest mistake I’ve made in a long time.

  • Loan Type:

    Home Purchase
  • Review Type:

    Lender Review

Stay Away from this bank

Stay clear of this bank. Fees and arrogant management won't work with you. Its all about their money they can pull out from you. I secured a business loan with First Commonwealth with the up front assurance from an officer of their bank that if I paid my loan off early with personal funds there would be no prepayment penalty of 2%. When I went to pay the loan early there are stubbornly mandating their 2% early payoff fee and won't honor what their employee promised. Went to the president and she dug her heels in and would not honor what her employee promised. She was actually quite rude . I have never been late on a payment, always honored their frequent request for personal and financial requests (big hassle) and paid 4 years of high interest to be treated so poorly. Go to PNC they are an honorable bank that stands behind their promisses. First Commonwealth does not and will extort as much as possible from a customer. I would give them a negative five stars if possible.

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  • Closed with Lender:

    Yes
  • Loan Type:

    Home Equity Loan or Line of Credit
  • Review Type:

    Lender Review
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LendingTree Certification:

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LendingTree Certification:

  • Certified Lender
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  • Certified President's Club
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