"Experience the Difference"
"Creating value for our clients by making home financing easy." That is our mission at First Commonwealth. Add to that an unwavering commitment to customer service, low rates and closing costs, and custom-tailored programs to fit your individual needs and you have "The First Commonwealth Difference." Experience it today!
With the rates going down and the market was outstanding, I found my Dream House. Although we had a hiccup in the house inspection (which never was reimbursed) we were able to close rapidly.
Deb from Jasper, GA
Reviewed in May 2021
Closed with Lender:
Yes
Loan Type:
Home Purchase
Review Type:
Lender Review
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(4 of 5)stars
Recommended
Great home buying experience!
My loan officer, Samantha, was there every step of the way! She was extremely helpful and did the very best she could to get me the best deal possible. I would highly recommend First Commonwealth Mortgage.
Carol from Vidalia, GA
Reviewed in September 2019
Closed with Lender:
Yes
Loan Type:
Home Purchase
Review Type:
Lender Review
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(4 of 5)stars
Recommended
Good loan officer
Emily worked very hard to close on my house in under 2-3 weeks. She was always available to talk to at any hour of the night. In the end I was happy with my purchase, but I was told through out the process that their was no appraisal needed. We were suppose to close on a Monday, but due to the last minute appraisal the Thursday before we did not close on time. Which put me $575 due to me at closing to cover my cost of the appraisal, did not receive anything. In the end I’m happy and would recommend them
Emily worked very hard to close on my house in under 2-3 weeks. She was always available to talk to at any hour of the night. In the end I was happy with my purchase, but I was told through out the process that their was no appraisal needed. We were suppose to close on a Monday, but due to the last minute appraisal the Thursday before we did not close on time. Which put me $575 due to me at closing to cover my cost of the appraisal, did not receive anything. In the end I’m happy and would recommend them
Blake from Newnan, GA
Reviewed in November 2018
LendingTree Customer:
Yes
Loan Type:
Home Purchase
Review Type:
Lender Review
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(4 of 5)stars
Recommended
Thank You Chris Joly!!!
I worked with Chris Joly for about a 1-1/2 years as a new to be home owner. He was so patient & very helpful, answering all my questions no matter how simple or complex or naive they may have been. He really made it an easy & fairly stress free situation. He helped make everything work out in my best interest & made me feel like I really did have a clue what I was doing, as going into it I didn't.
Heather from Elkhart, IN
Reviewed in February 2018
LendingTree Customer:
Yes
Loan Type:
Home Purchase
Review Type:
Lender Review
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(4 of 5)stars
Recommended
Worked hard for what was right for me
I had a great experience with using First Commonwealth services and their broker Jenny Vermillion. She was very knowledgeable and helped me every step of the way. I felt that she was working very hard for me and my interests. Beyond that she was very personable, easy to talk to and very responsive. I got a little bit of pressure from my Realtor to use a local mortgage company because it was easier, faster, etc. but I'm so very glad I stuck with FCM because they ultimately found what was best for me. I would strongly recommend using FCM, specifically Jenny Vermillion, to anyone who asks.
Dominique from Virginia Beach, VA
Reviewed in December 2017
LendingTree Customer:
Yes
Loan Type:
Home Purchase
Review Type:
Lender Review
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(4 of 5)stars
Recommended
Great buying experience
First Commonwealth was the lender that had the best rates and reviews when I turned to Lending Tree prior to starting my home search. I was contacted by several pushy lenders. However, when I reached out to First Commonwealth, Bill Bell was responsive, patient and always took a problem-solving approach whenever complications arose. He was quick to respond to questions and provide advice throughout the whole process. And when he was not sure about something, he sought consultation and got back to me quickly with a response. Bill was also pleasant to interact with and always professional.
Jacqueline from Winter Garden, FL
Reviewed in October 2017
LendingTree Customer:
Yes
Loan Type:
Home Purchase
Review Type:
Lender Review
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(4 of 5)stars
Recommended
New Home
Loved working with Bill. He was very responsive. A joy to work with him.
Ericka from Brandywine, MD
Reviewed in October 2017
LendingTree Customer:
Yes
Loan Type:
Home Purchase
Review Type:
Lender Review
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(4 of 5)stars
Recommended
Great customer service, average rate/costs
I am a first time homebuyer, so this process was all new to me. Bill Givens of First Commonwealth Mortgage has decades of experience in this industry - and he shared his knowledge with me. He was a patient and walked me through the steps. I was also in a position where I really needed to close on my home in a very short time frame - just three weeks! Bill did everything in his power to help make this come to fruition. He was available when I needed him, even outside of business hours! On top of all this, I bought a home in Indiana, and I was living in Colorado -- so EVERYTHING had to be done virtually, which certainly doesn't make things any easier!
When it comes to customer service and the skills of my broker, I would give a rating of 5 stars. When it comes to the rate I got and the closing costs from this lender, I would give 3 stars (average).
Samantha from Muncie, IN
Reviewed in September 2017
LendingTree Customer:
Yes
Loan Type:
Home Purchase
Review Type:
Lender Review
Do you want to flag this review?
(4 of 5)stars
Recommended
Positive Experience
My experience with FCM was a good one. The lender kept us informed every step of the process and was able to get us to the closing table and into our new home.
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LendingTree Certification:
The LendingTree Certification Program recognizes Lenders and Loan Officers with outstanding performance on the LendingTree Network, they are committed to providing exceptional customer service and are graduates of LendingTree University.
LendingTree Certification:
Certified Lenders have demonstrated their organizational commitment to employee development, at least 50% of their loan professionals have been certified while also providing exemplary service to LendingTree consumers.
Loan Officer Certifications:
Gold Leaf is the cornerstone of the loan officer certification program and is designed to recognize loan officers committed to their own professional development while adhering to LendingTree best practices. Gold Leaf recipients know the fundamentals of LendingTree and online lending, they are equipped with the necessary skills to be best-in-class loan professionals.
President’s Club is presented to an elite group of loan officers based on success levels in several areas including adherence to LendingTree best practices, commitment to professional development and dedication to customer excellence. Recipients have also met all Gold Leaf criteria.
First Commonwealth Mortgage Inc.
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