NMLS# 2917

First Guaranty Mortgage

Lender Summary

FGMC has long taken pride in putting people before numbers when it comes to home loans.
We excel in providing home loans or refinancing through mortgage brokers or other more “traditional” channels. While our industry experienced upheaval during the Great Recession, we stayed true to our vision—even as the market has struggled. As other lenders tightened available credit, making loans available only to those with the very highest FICO scores, we looked beyond the credit score to measure a borrower’s trustworthiness. We were recognized for our efforts to help worthy borrowers “Rebuild the Dream” through 203K home remodeling loans at a time when many simply couldn’t afford to buy new homes or refinance. While other lenders were protecting their bottomlines, we stayed true to our mission of helping borrowers with home loans.

What they're saying

Ratings & Reviews
10 Reviews
  • Interest Rates
    Good
  • Fees & Closing Costs
    Average
  • Responsiveness
    Average
  • Customer Service
    Average

Review Breakdown

Excellent and timely process; extremely helpful and knowledgeable loan officiator

My experience with First Guaranty Mortgage was positive on all counts. James Fenton, the branch manager who worked on my refinance, provided all the information that I needed, and worked very hard to get me the best rate in a very timely way. His calm demeanor, extensive knowledge, and professionalism made the whole process a good one. He always had my best interests first and foremost. I highly recommend this mortgage company and can only say good things about the whole refinancing process.

  • Closed with Lender:

    Yes
  • Loan Type:

    Refinance
  • Review Type:

    Lender Review

Thoroughly an excellent experience, FGM is a class outfit!!

My re-fi experience with FGM was very pleasant! I was working with James Fenton, a very professional agent. He was on top of his game the entire process. The entire re-fi was done on-line, except for the actual closing, that was done at my home. I would recommend FGM and James Fenton to everyone!

  • Loan Type:

    Refinance
  • Review Type:

    Lender Review

Use anyone but them

Utter disaster. Nine months from signing a purchase agreement until today, and still not closed... despite good credit, plenty of cash on hand, and a VA Guarantee. It's a joke.

  • LendingTree Customer:

    Yes
  • Loan Type:

    Home Purchase
  • Review Type:

    Lender Review
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LendingTree Certification:

The LendingTree Certification Program recognizes Lenders and Loan Officers with outstanding performance on the LendingTree Network, they are committed to providing exceptional customer service and are graduates of LendingTree University.

LendingTree Certification:

  • Certified Lender
    Certified Lenders have demonstrated their organizational commitment to employee development, at least 50% of their loan professionals have been certified while also providing exemplary service to LendingTree consumers.

Loan Officer Certifications:

  • Gold Leaf
    Gold Leaf is the cornerstone of the loan officer certification program and is designed to recognize loan officers committed to their own professional development while adhering to LendingTree best practices. Gold Leaf recipients know the fundamentals of LendingTree and online lending, they are equipped with the necessary skills to be best-in-class loan professionals.
  • Certified President's Club
    President’s Club is presented to an elite group of loan officers based on success levels in several areas including adherence to LendingTree best practices, commitment to professional development and dedication to customer excellence. Recipients have also met all Gold Leaf criteria.

First Guaranty Mortgage

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