FGMC has long taken pride in putting people before numbers when it comes to home loans. We excel in providing home loans or refinancing through mortgage brokers or other more “traditional” channels. While our industry experienced upheaval during the Great Recession, we stayed true to our vision—even as the market has struggled. As other lenders tightened available credit, making loans available only to those with the very highest FICO scores, we looked beyond the credit score to measure a borrower’s trustworthiness. We were recognized for our efforts to help worthy borrowers “Rebuild the Dream” through 203K home remodeling loans at a time when many simply couldn’t afford to buy new homes or refinance. While other lenders were protecting their bottomlines, we stayed true to our mission of helping borrowers with home loans.
Excellent and timely process; extremely helpful and knowledgeable loan officiator
My experience with First Guaranty Mortgage was positive on all counts. James Fenton, the branch manager who worked on my refinance, provided all the information that I needed, and worked very hard to get me the best rate in a very timely way. His calm demeanor, extensive knowledge, and professionalism made the whole process a good one. He always had my best interests first and foremost. I highly recommend this mortgage company and can only say good things about the whole refinancing process.
Closed with Lender:
Thoroughly an excellent experience, FGM is a class outfit!!
My re-fi experience with FGM was very pleasant! I was working with James Fenton, a very professional agent. He was on top of his game the entire process. The entire re-fi was done on-line, except for the actual closing, that was done at my home. I would recommend FGM and James Fenton to everyone!
Use anyone but them
Utter disaster. Nine months from signing a purchase agreement until today, and still not closed... despite good credit, plenty of cash on hand, and a VA Guarantee. It's a joke.