NMLS# 130829

First State Mortgage

Lender Summary

We are the largest independently owned and operated local mortgage lender in Delaware for over 25 years.  A direct lender approved with Fannie Mae, Freddie Mac and Ginnie Mae, we provide custom and flexible financing solutions to serve everyone from first-time homebuyers to the seasoned homeowner looking to refinance.  We have a superb management team with extensive experience in the mortgage business, as well as highly trained mortgage professionals to assist you with the mortgage process.

What they're saying

Ratings & Reviews
77 Reviews
  • Interest Rates
    Excellent
  • Fees & Closing Costs
    Excellent
  • Responsiveness
    Excellent
  • Customer Service
    Excellent

Review Breakdown

  • 5 Star
    (74)
  • 4 Star
    (2)
  • 3 Star
    (0)
  • 2 Star
    (1)
  • 1 Star
    (0)

Great Experience!

This was my 4th house purchase and by far and away the best experience. Used "big banks" previously, but never again. First State Mortgage had great rates, great service, and great people.

  • Closed with Lender:

    Yes
  • Loan Type:

    Home Purchase
  • Review Type:

    Lender Review

First Class Experience

Jim Panepresso and the rest of his team at First State Mortgage were absolutely top notch. This was our fourth home buying experience and having worked with a "big bank" I had previously used my employer for my house purchasing endeavors. Jim and crew blew those experiences away. There was open communication, clear and timely expectations set and met. It really could not have gone much smoother thanks to the hard work and attention to detail.

  • Closed with Lender:

    Yes
  • Loan Type:

    Home Purchase
  • Review Type:

    Loan Officer Review
  • Loan Officer:

Great experience

Matt Weir is very knowledgeable and patient. His responsiveness and diligence was so appreciated. He was patient throughout everything and answer every question with all minor details. I am glad we were able to quickly handle everything and proceed smoothly. Thank you!

  • Closed with Lender:

    Yes
  • Loan Type:

    Home Purchase
  • Review Type:

    Loan Officer Review
  • Loan Officer:

Certified loan officers from this lender

Loan officer directory

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LendingTree Certification:

The LendingTree Certification Program recognizes Lenders and Loan Officers with outstanding performance on the LendingTree Network, they are committed to providing exceptional customer service and are graduates of LendingTree University.

LendingTree Certification:

  • Certified Lender
    Certified Lenders have demonstrated their organizational commitment to employee development, at least 50% of their loan professionals have been certified while also providing exemplary service to LendingTree consumers.

Loan Officer Certifications:

  • Gold Leaf
    Gold Leaf is the cornerstone of the loan officer certification program and is designed to recognize loan officers committed to their own professional development while adhering to LendingTree best practices. Gold Leaf recipients know the fundamentals of LendingTree and online lending, they are equipped with the necessary skills to be best-in-class loan professionals.
  • Certified President's Club
    President’s Club is presented to an elite group of loan officers based on success levels in several areas including adherence to LendingTree best practices, commitment to professional development and dedication to customer excellence. Recipients have also met all Gold Leaf criteria.

First State Mortgage

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