NMLS# 130829

First State Mortgage

Lender Summary

We are the largest independently owned and operated local mortgage lender in Delaware for over 25 years.  A direct lender approved with Fannie Mae, Freddie Mac and Ginnie Mae, we provide custom and flexible financing solutions to serve everyone from first-time homebuyers to the seasoned homeowner looking to refinance.  We have a superb management team with extensive experience in the mortgage business, as well as highly trained mortgage professionals to assist you with the mortgage process.

What they're saying

Ratings & Reviews
77 Reviews
  • Interest Rates
    Excellent
  • Fees & Closing Costs
    Excellent
  • Responsiveness
    Excellent
  • Customer Service
    Excellent

Review Breakdown

  • 5 Star
    (74)
  • 4 Star
    (2)
  • 3 Star
    (0)
  • 2 Star
    (1)
  • 1 Star
    (0)

Great lending experience....!

Fran was amazing in communication, no beating around the bush, straight to the point. locked in rate super quick and the whole process was a breeze.. in words of our realtor and title company, this was a breath of fresh air....! they kept all parties informed on the steps all the way and everything was done on time.

  • Closed with Lender:

    Yes
  • Loan Type:

    Home Purchase
  • Review Type:

    Lender Review

Excellent service from start to finish!

Jim was just terrific, he asked all the right questions, was understanding of my situation and worked with me on my terms. The whole process was fast & easy and he got me the rate I wanted-half of my previous rate! I am thrilled to have him as my agent. Roxanne, Tacoma, WA

  • Closed with Lender:

    Yes
  • Loan Type:

    Refinance
  • Review Type:

    Loan Officer Review
  • Loan Officer:

Excellent Service. A experience.

Eliott was exactly what I was looking for in a mortgage consultant as I was shopping the marketplace for a home refinance. Always professional, never pushy, answered all of my questions, responded quickly to all communications (even over the holidays). Would highly recommend.

  • Closed with Lender:

    Yes
  • Loan Type:

    Refinance
  • Review Type:

    Loan Officer Review
  • Loan Officer:

Certified loan officers from this lender

Loan officer directory

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LendingTree Certification:

The LendingTree Certification Program recognizes Lenders and Loan Officers with outstanding performance on the LendingTree Network, they are committed to providing exceptional customer service and are graduates of LendingTree University.

LendingTree Certification:

  • Certified Lender
    Certified Lenders have demonstrated their organizational commitment to employee development, at least 50% of their loan professionals have been certified while also providing exemplary service to LendingTree consumers.

Loan Officer Certifications:

  • Gold Leaf
    Gold Leaf is the cornerstone of the loan officer certification program and is designed to recognize loan officers committed to their own professional development while adhering to LendingTree best practices. Gold Leaf recipients know the fundamentals of LendingTree and online lending, they are equipped with the necessary skills to be best-in-class loan professionals.
  • Certified President's Club
    President’s Club is presented to an elite group of loan officers based on success levels in several areas including adherence to LendingTree best practices, commitment to professional development and dedication to customer excellence. Recipients have also met all Gold Leaf criteria.

First State Mortgage

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