NMLS# 130829

First State Mortgage

Lender Summary

We are the largest independently owned and operated local mortgage lender in Delaware for over 25 years.  A direct lender approved with Fannie Mae, Freddie Mac and Ginnie Mae, we provide custom and flexible financing solutions to serve everyone from first-time homebuyers to the seasoned homeowner looking to refinance.  We have a superb management team with extensive experience in the mortgage business, as well as highly trained mortgage professionals to assist you with the mortgage process.

What they're saying

Ratings & Reviews
77 Reviews
  • Interest Rates
    Excellent
  • Fees & Closing Costs
    Excellent
  • Responsiveness
    Excellent
  • Customer Service
    Excellent

Review Breakdown

  • 5 Star
    (74)
  • 4 Star
    (2)
  • 3 Star
    (0)
  • 2 Star
    (1)
  • 1 Star
    (0)

Smooth Refinance

We have done 8 refinances on our home in the last 11 years and I can say that the process with First State Mortgage (from start to finish) was the smoothest of them all! I talked to Benjamin Pipich on day 1 and 2 of the process while providing all my documentation and then not again until a few days before closing which is how it should be if the company knows what they are doing. We closed in exactly 30 days. Definitely recommended for your refinance!

  • Loan Type:

    Refinance
  • Review Type:

    Lender Review

Delivered as promised!

I was hours away from accepting an investment property loan which are usually 1/2% higher than loans on a primary residence from another mortgage broker at 3.75%. Ben Pipich happened to call pertaining to a relatives refinancing. I asked Ben about an investment loan and he said he could offer a rate of 3.325%. Of course I was skeptical since I've dealt with the other lender in the past and their rates were always lower than average but Ben delivered as promised. Closed in 28 days.

  • Loan Type:

    Home Purchase
  • Review Type:

    Lender Review

Great lender

Benjamin was very easy to work with. He responded quickly and gave us excellent advice. The loan closed on time and Benjamin did everything he could to make the process easy for us. We will definitely us his services for our next loan and recommend him to our family and friends.

  • Loan Type:

    Refinance
  • Review Type:

    Lender Review

Certified loan officers from this lender

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LendingTree Certification:

The LendingTree Certification Program recognizes Lenders and Loan Officers with outstanding performance on the LendingTree Network, they are committed to providing exceptional customer service and are graduates of LendingTree University.

LendingTree Certification:

  • Certified Lender
    Certified Lenders have demonstrated their organizational commitment to employee development, at least 50% of their loan professionals have been certified while also providing exemplary service to LendingTree consumers.

Loan Officer Certifications:

  • Gold Leaf
    Gold Leaf is the cornerstone of the loan officer certification program and is designed to recognize loan officers committed to their own professional development while adhering to LendingTree best practices. Gold Leaf recipients know the fundamentals of LendingTree and online lending, they are equipped with the necessary skills to be best-in-class loan professionals.
  • Certified President's Club
    President’s Club is presented to an elite group of loan officers based on success levels in several areas including adherence to LendingTree best practices, commitment to professional development and dedication to customer excellence. Recipients have also met all Gold Leaf criteria.

First State Mortgage

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