NMLS# 130829

First State Mortgage

Lender Summary

We are the largest independently owned and operated local mortgage lender in Delaware for over 25 years.  A direct lender approved with Fannie Mae, Freddie Mac and Ginnie Mae, we provide custom and flexible financing solutions to serve everyone from first-time homebuyers to the seasoned homeowner looking to refinance.  We have a superb management team with extensive experience in the mortgage business, as well as highly trained mortgage professionals to assist you with the mortgage process.

What they're saying

Ratings & Reviews
77 Reviews
  • Interest Rates
  • Fees & Closing Costs
  • Responsiveness
  • Customer Service

Review Breakdown

  • 5 Star
  • 4 Star
  • 3 Star
  • 2 Star
  • 1 Star
Showing 4 star reviews | Show all reviews


Robert Hikel was a pleasure to work with. He was responsive and professional. I would recommend him to others.

  • Closed with Lender:

  • Loan Type:

    Home Purchase
  • Review Type:

    Loan Officer Review
  • Loan Officer:

Great rates

I got the lowest rates around with Pike Creek Mortgage a.k.a. First State Veteran Mortgage.. In fact, the lender credit covered 100% of my closing costs. The closing was 38 days from application. Communication was great until I applied. After that, messages and calls were not returned. Everything went smoothly and financials were exactly as promised. I would recommend them, but, don't expect great communication.

  • Loan Type:

  • Review Type:

    Lender Review

Certified loan officers from this lender

Loan officer directory


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LendingTree Certification:

The LendingTree Certification Program recognizes Lenders and Loan Officers with outstanding performance on the LendingTree Network, they are committed to providing exceptional customer service and are graduates of LendingTree University.

LendingTree Certification:

  • Certified Lender
    Certified Lenders have demonstrated their organizational commitment to employee development, at least 50% of their loan professionals have been certified while also providing exemplary service to LendingTree consumers.

Loan Officer Certifications:

  • Gold Leaf
    Gold Leaf is the cornerstone of the loan officer certification program and is designed to recognize loan officers committed to their own professional development while adhering to LendingTree best practices. Gold Leaf recipients know the fundamentals of LendingTree and online lending, they are equipped with the necessary skills to be best-in-class loan professionals.
  • Certified President's Club
    President’s Club is presented to an elite group of loan officers based on success levels in several areas including adherence to LendingTree best practices, commitment to professional development and dedication to customer excellence. Recipients have also met all Gold Leaf criteria.

First State Mortgage

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