We are the largest independently owned and operated local mortgage lender in Delaware for over 25 years. A direct lender approved with Fannie Mae, Freddie Mac and Ginnie Mae, we provide custom and flexible financing solutions to serve everyone from first-time homebuyers to the seasoned homeowner looking to refinance. We have a superb management team with extensive experience in the mortgage business, as well as highly trained mortgage professionals to assist you with the mortgage process.
He worked on extending my interest rate on 3 different occassions, which was very much appreciated. I would happily recommend Pine Creek Mortgage services to anyone.
We had a great experience working with Fran and Pike Creek on a mortgage for our new home. He was super responsive and efficient. The rate was the lowest quote we found without paying points. Our closing was super smooth and everything was completed in a timely manner. Great experience all around.
Robert was a 5 star mortgage lender! We shopped around for a bit and immediately knew that we wanted to work with Robert. This was our first home and he took the time to explain every detail to us via emails and phone calls. We had full faith in him and truly enjoyed the experience! Will definitely be working with him again for our next home!
Matt Weir was very responsive in my initial contact with him. I was well informed prior to the call, with many of the costs, and processes. Matt took my many questions and turned them into confident, professional, well-informed answers. He gained my respect by taking as much time needed to go line by line, if necessary, to be sure I understood the costs. He helped me compare, and show advantages, as well as industry norms to other lenders. After that, the process was smooth, and thorough all the way down to closing. Well Done Matt!
Robert Hikel contacted me after I entered my information and the whole process became as smooth as possible. The conversations were easy and natural and didn't come across as a conversation with a salesperson. I was able to call whenever I need to with a question or concern and Robert was able to put me on the rate. I would absolutely recommend him and already have.
Bought a home just as the interest rates started to skyrocket. Found First Stage via search web engine, they had the best rates. Jim Panepresso was great to work with, always on top of all open issues, proactive, educated me on all the questions I had, he was more than a service provider, he was a consultant.
Jim was extremely knowledgeable when it came to finding the right deal for us! Jim communicated well and kept us informed every step of the way. Thank you for a great experience.
Matt Weir was great to work with. He was quick to respond to any concerns, he reached out often (but not too much!) to make sure that we were on track to move to closing. He delivered on every commitment he made, from getting everything together with a short timeline, to getting me any information I asked for to make my loan decision, to calling when he said he would. Extremely professional and easy to work with, I would highly recommend Matt to anyone.
Matt helped to ensure I understood everything there was to learn because from day 1 I told him I want to learn it all, as I was a first time home buyer. He was honest when he didn’t know an answer, but most of the time he was either teaching me or collaborating with me to make sure our VA loan was built out exactly how we needed it to be built. Matt was smart, patient, thoughtful, and performed above and beyond his own call of duty.
Here are a few tips for writing a top-notch review for a company in our marketplace:
Do
Don't
LendingTree Certification:
The LendingTree Certification Program recognizes Lenders and Loan Officers with outstanding performance on the LendingTree Network, they are committed to providing exceptional customer service and are graduates of LendingTree University.
LendingTree Certification:
Certified Lenders have demonstrated their organizational commitment to employee development, at least 50% of their loan professionals have been certified while also providing exemplary service to LendingTree consumers.
Loan Officer Certifications:
Gold Leaf is the cornerstone of the loan officer certification program and is designed to recognize loan officers committed to their own professional development while adhering to LendingTree best practices. Gold Leaf recipients know the fundamentals of LendingTree and online lending, they are equipped with the necessary skills to be best-in-class loan professionals.
President’s Club is presented to an elite group of loan officers based on success levels in several areas including adherence to LendingTree best practices, commitment to professional development and dedication to customer excellence. Recipients have also met all Gold Leaf criteria.
First State Mortgage
Let's answer a few short questions and see what offers First State Mortgage and other lenders may have for you.