NMLS# 2611

Guaranteed Rate, Inc.

Lender Summary

Guaranteed Rate is one of the largest retail mortgage lenders in the United States. Headquartered in Chicago, the Company has approximately 210 offices across the U.S. and Washington, D.C., and is licensed in all 50 states. Since its founding in 2000, Guaranteed Rate has helped hundreds of thousands of homeowners with home purchase loans and refinances and funded nearly $19 billion in loans in 2017 alone. The Company has become the Home Purchase Experts® by introducing the world's first Digital Mortgage technology and offering low rate, low fee mortgages through an easy-to-understand process and unparalleled customer service. Guaranteed Rate won an American Business Award for its Digital Mortgage technology in 2016, ranked No. 1 in Scotsman Guide's Top Mortgage Lenders 2016, was chosen as Top Lender 2016 and 2017 by Chicago Agent magazine, made the Chicago Tribune's Top Workplaces list seven of the past eight years, and was named Best Overall Online Lender and Best Lender for FHA Refinance by NerdWallet in 2018. 

What they're saying

Ratings & Reviews
1340 Reviews
  • Interest Rates
    Excellent
  • Fees & Closing Costs
    Excellent
  • Responsiveness
    Excellent
  • Customer Service
    Excellent

Review Breakdown

Incredible on MULTIPLE occasions.

I have done two refinances and three home purchases with Sam, and ALL of them have been INCREDIBLY seamless and stress free. Sam sets expectations up from the first moment you discuss your goals, and he gets you setup with a step-by-step plan that leaves you feeling comfortable and confident in both yourself and the process. I would never hesitate recommending anyone to Sam for ALL of their mortgage lending needs including refinances, new purchases (both VA, conventional, FHA, and others).

  • Closed with Lender:

    Yes
  • Loan Type:

    Home Purchase
  • Review Type:

    Loan Officer Review
  • Loan Officer:

Really enjoyed working with Sam

I’ve worked with Sam on 2 home mortgages now - his commitment to his clients is second to none. Sam is always around to answer questions, even outside typical work hours, and he works incredibly hard to ensure his clients are able to close in a timely fashion. His attention to detail is excellent as well. Would highly recommend Sam!

  • Closed with Lender:

    Yes
  • Loan Type:

    Home Purchase
  • Review Type:

    Loan Officer Review
  • Loan Officer:

Everything as promised

I had decided to refinanced about 4 months ago but the deal offered was not worth doing it. I found this online as I checked on COVID-19 cases around the world. I went for it with some trepidation. As expected I got several calls but this company was precise. I asked for specific information, website, the details on the broker and on and on. I got it all and it checked. I proceeded and got simply put an outstanding deal. Getting all the information required by lenders was a pain in the neck but Ismael and his team were nor only patient but very helpful. I continue to check and recheck but it was all well done better setvice and rates than my bank. Thanks! I recommend Ismael and his team without any reservations. They are honest, efficient and got me frankly an unbeatable deal.

  • Closed with Lender:

    Yes
  • Loan Type:

    Refinance
  • Review Type:

    Loan Officer Review
  • Loan Officer:

Loan officer directory

×

Thank you for sharing your experience

Here are a few tips for writing a top-notch review for a company in our marketplace:

Do
Don't

LendingTree Certification:

The LendingTree Certification Program recognizes Lenders and Loan Officers with outstanding performance on the LendingTree Network, they are committed to providing exceptional customer service and are graduates of LendingTree University.

LendingTree Certification:

  • Certified Lender
    Certified Lenders have demonstrated their organizational commitment to employee development, at least 50% of their loan professionals have been certified while also providing exemplary service to LendingTree consumers.

Loan Officer Certifications:

  • Gold Leaf
    Gold Leaf is the cornerstone of the loan officer certification program and is designed to recognize loan officers committed to their own professional development while adhering to LendingTree best practices. Gold Leaf recipients know the fundamentals of LendingTree and online lending, they are equipped with the necessary skills to be best-in-class loan professionals.
  • Certified President's Club
    President’s Club is presented to an elite group of loan officers based on success levels in several areas including adherence to LendingTree best practices, commitment to professional development and dedication to customer excellence. Recipients have also met all Gold Leaf criteria.

Guaranteed Rate, Inc.

Let's answer a few short questions and see what offers Guaranteed Rate, Inc. and other lenders may have for you.