GFM was founded in Texas and has proudly served the Lone Star State exclusively since 2005. We have been a top Rated Lender on the Lending Tree Network since 2006 and have a 99% customer satisfaction rating. GFM is geared towards more personal service unlike large National lenders who’s process is set up to treat you like a number rather than a valued client. This in turn produces a better overall value and lending experience to our customers which is why our Customer Satisfaction Rating is so high. All the efficiencies in our business model allow us to pass on those savings and be a pricing leader which translates to lower rates and fees than most lenders can offer all while still be delivered with 5 STAR customer service. Our Technology platform allows us to streamline the loan approval process as well as making your loan closing almost seamless with E-Close. This new innovation enables you to close your home loan on an IPad in minutes and most loans can even be done from the comfort of your own home. Also unlike traditional lending, our Loan Advisors are not compensated by the rates or fees charged on loans. They are solely based on loan closings and customer satisfaction reviews. This approach allows your Mortgage Professional to focus on your specific needs and insure you get the "RIGHT" loan and not just "A" loan. If you like speaking to a live person that truly cares about your needs and having your phone calls answered and returned promptly then you will appreciate what GFM has to offer. GFM’s mission is to provide the highest quality of Service and Integrity to all of the communities and clients we serve in Texas. GFM is Rated A+ with the BBB and has been an Accredited Business Partner since 2005. Call to today and speak with one of our Mortgage Professionals and see the difference!
With the rates being so low, I decided to refinance my home. I filled out a form on-line and got responses from several lending companies. But no company or loan officer compared to Guaranty Federal Mortgage or Joel Rose. He was very informative and walked me through several options that best fit my needs and what I was trying to accomplish. He knew I was busy and allowed me to call him late evenings at 10PM, he was always there. This is my 5th home and 3 refinance experience and this one by far was the easiest I have ever experienced! Painless and quick, less that 30 days from start to finish!!
Closed with Lender:
Easy & Fast. Highly Recommend!
Joel Rose and his team did an amazing job for us. Joel is very responsive and walked us through exactly how the process would go and what we needed to provide. The team at Guaranty Federal worked diligently to get our refinance done in less than a month. We lowered our rate and got rid of PMI. If you're thinking about refinancing, call Joel and the team at GFM.
Closed with Lender:
FAST FAST FAST!
We worked with Joel and his team on getting a cash out refinance for a great rate. Like everyone stuck at home during 2020, we wished for a pool. We finally moved forward with talking to people and getting quotes. While in the office reviewing pool plans, I figured I would check rates if we did a loan. By the time I got home, I had an offer from Joel with a request to give him a call. Joel and his team were able to offer multiple scenarios and structures to get us the best fit for our situation. We actually chose Guaranty over our broker we had used the past 3 times because he just was able to get everything done so quickly and with rates and terms that were in our best interests.
With a hot housing market, we were prepared to wait and wait for paperwork to get processed and through all the rigmarole of refinancing a house. It wasn't necessary though. the same week we signed papers (Monday), we had an appointment with an appraiser (Saturday). Reports were in the following Friday and the next week, we met our closing agent in a parking lot (thanks COVID) to sign off on all our papers. From exploration (4/27) to closing (5/21) and funds deposited in our bank (5/26) in UNDER A MONTH. We could not have done that elsewhere. Our family will be enjoying our new pool soon because of Joel and his team- THANK YOU!
Pros: fast, seamless, patient, walked us through everything, flexible, convenient, came to our area of the metro
Cons: speed wasn't without us needing to hustle to make sure our paperwork was in order
Closed with Lender:
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