NMLS# 213947

Guaranty Federal Mortgage

Lender Summary

GFM was founded in Texas and has proudly served the Lone Star State exclusively since 2005. We have been a top Rated Lender on the Lending Tree Network since 2006 and have a 99% customer satisfaction rating. GFM is geared towards more personal service unlike large National lenders who’s process is set up to treat you like a number rather than a valued client. This in turn produces a better overall value and lending experience to our customers which is why our Customer Satisfaction Rating is so high. All the efficiencies in our business model allow us to pass on those savings and be a pricing leader which translates to lower rates and fees than most lenders can offer all while still be delivered with 5 STAR customer service. Our Technology platform allows us to streamline the loan approval process as well as making your loan closing almost seamless with E-Close. This new innovation enables you to close your home loan on an IPad in minutes and most loans can even be done from the comfort of your own home. Also unlike traditional lending, our Loan Advisors are not compensated by the rates or fees charged on loans. They are solely based on loan closings and customer satisfaction reviews. This approach allows your Mortgage Professional to focus on your specific needs and insure you get the "RIGHT" loan and not just "A" loan. If you like speaking to a live person that truly cares about your needs and having your phone calls answered and returned promptly then you will appreciate what GFM has to offer. GFM’s mission is to provide the highest quality of Service and Integrity to all of the communities and clients we serve in Texas. GFM is Rated A+ with the BBB and has been an Accredited Business Partner since 2005. Call to today and speak with one of our Mortgage Professionals and see the difference!

What they're saying

Ratings & Reviews
269 Reviews
  • Interest Rates
  • Fees & Closing Costs
  • Responsiveness
  • Customer Service

Review Breakdown

thorough and professional

My experience with Guaranty and my loan officer, Dan, was largely positive. My financial circumstances made my loan a bit more complicated than some, but throughout it all, Dan was calm and professional - even when I wasn't. The rate I got was far better than I was quoted by my large national bank and the closing fees were comparable. I believe they did everything they could to make my transaction as smooth as possible.

  • LendingTree Customer:


Dan Grider is the best!!!

Dan Grider has been an true pleasure to work with. From the beginning and through the end, he was a class act and consummate professional.

When I began to build my home, I went with a lender that was referred to me by my realtor. Things were ok in the beginning, but as we got closer to the home’s completion, things changed. The lender became very unresponsive and the numbers he had originally quoted were no longer what he was offering. As a result, I went to Lending Tree and shopped the loan. I received several very competitive offers. All were better than my existing deal, but one was the best of these new offers – it was the one from Guaranty Federal Mortgage’s Dan Grider.

I didn’t have the best credit, so to get such a great rate (3.625%) was so exciting to me. Additionally, Dan’s offer had the least amount of fees. Now, I just wanted to save, so compromised service was something I was willing to live with, but that is certainly not what I got. The service was exceptional. Dan was always available when I needed to speak with him. He rapidly returned all emails and made me comfortable during any periods of stress. His experience was demonstrated throughout the entire process of this deal. I couldn’t have made a better choice.

Dan was certainly the best and I’d highly recommend him.

  • LendingTree Customer:


Perfect service and advice without pressure

I started with GFM based on the Lending Tree reviews, I spoke with Robert Delgardo and he walked me through the process and had honest straight forward answers for all my questions. Unfortunately I did not finish the process due to unforeseen personal issues, but when I do return to the process I will absolutely be going back to Robert. I absolutely recommend anyone going through the refinance process to call these guys first, It was refreshingly different to deal with them. I have already recommended them to a friend.

  • LendingTree Customer:


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LendingTree Certification:

The LendingTree Certification Program recognizes Lenders and Loan Officers with outstanding performance on the LendingTree Network, they are committed to providing exceptional customer service and are graduates of LendingTree University.

LendingTree Certification:

  • Certified Lender
    Certified Lenders have demonstrated their organizational commitment to employee development, at least 50% of their loan professionals have been certified while also providing exemplary service to LendingTree consumers.

Loan Officer Certifications:

  • Gold Leaf
    Gold Leaf is the cornerstone of the loan officer certification program and is designed to recognize loan officers committed to their own professional development while adhering to LendingTree best practices. Gold Leaf recipients know the fundamentals of LendingTree and online lending, they are equipped with the necessary skills to be best-in-class loan professionals.
  • Certified President's Club
    President’s Club is presented to an elite group of loan officers based on success levels in several areas including adherence to LendingTree best practices, commitment to professional development and dedication to customer excellence. Recipients have also met all Gold Leaf criteria.

Guaranty Federal Mortgage

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