Herring Bank

5.0 of 5starsRead Reviews
Recommended 100%

5.0 of 5starsRead Reviews
Recommended 100%

Lender Summary

Herring Bank originated in Vernon, Texas in 1899. The bank provides a full range of commercial and consumer banking products, as well as investment and trust services. While the bank is primarily owned by the family of its founder, Col. C.T. Herring, the bank has directors and owners in communities that it serves. Through local leadership and ownership, Herring Bank has created a legacy of helping customers with their financial needs for some 110 years.

What they're saying

74 Reviews Ratings & Reviews

(5.0 of 5) 74 Reviews

Interest Rates

Excellent
Fees & Closing Costs

Excellent
Responsiveness

Excellent
Customer Service

Excellent

Review Breakdown

5 Star

(74)
4 Star

(0)
3 Star

(0)
2 Star

(0)
1 Star

(0)

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Reviews For:
By:

(5 of 5)

Recommended

Good to work with

Good

LendingTree Customer:

Yes
Loan Type:

Home Purchase
Review Type:

Lender Review

(5 of 5)

Recommended

Good to work with

Works hard to help her customers

LendingTree Customer:

Yes
Loan Type:

Home Purchase
Review Type:

Loan Officer Review
Loan Officer:
April Denise McCown

(5 of 5)

Recommended

Treats You Like Family

Joe Wilson was an absolute pleasure to work with for my home refinance. He treated me like family, making the process seamless and stress-free. Joe was able to get much better terms for my refinance than the other agency I'd worked with - and I had no closing costs (and a smaller final loan amount) than the other agency been able to come up with. My experience with the "other lender" was chaotic - discouraging questions and keeping me off-balance so I didn't have time to carefully analyze their methods and proposals. Not so with Joe. He encouraged questions and responded to them immediately with well-explained responses. He never rushed me and was consistently courteous, kind and 100% honest and reliable. I'd recommend him and Herring Bank to anyone!

LendingTree Customer:

Yes
Loan Type:

Refinance
Review Type:

Lender Review

(5 of 5)

Recommended

Outstanding Service

I had been turned down by a few banks already due to my limited credit history and was losing hope of getting the loan for my first home purchase. Herring Bank was the last one I intended to try, and they didn't disappoint. Jimmy Smith proved to be an excellent loan officer, always quick to respond, helpful, and was even able to get me a better rate than I expected. I would definitely recommend!

LendingTree Customer:

Yes
Loan Type:

Home Purchase
Review Type:

Lender Review

(5 of 5)

Recommended

Best experience ever!

Jimmy Smith was a 5 star broker, he was incredibly courteous, prompt, knowledgeable, and made buying a new home a very relaxed process! Thsnk you Jimmy and Herring bank for being the best at what you do, I highly recommend their services to anyone who needs a mortgage broker!

LendingTree Customer:

Yes
Loan Type:

Home Purchase
Review Type:

Lender Review

(5 of 5)

Recommended

Refinance

Paul Graham did an exceptional job walking us through our refinance. The rates were competitive and Paul was responsive and straightforward. We felt that other national mortgage companies were pushy and aggressive. We would definitely recommend Herring Bank and would do business with them again.

LendingTree Customer:

Yes
Loan Type:

Refinance
Review Type:

Lender Review

(5 of 5)

Recommended

Investor

Paul Graham with Herring Bank did an outstanding job. His industry knowledge and professional customer service was evident from the beginning. He exceeded all expectations with quick turnaround, upfront documentation and expedient communication. Paul went the extra mile to be more than a funding source, but a partner in our transaction. I highly recommend Paul and the team of professionals at Herring Bank. Thanks and great job!

LendingTree Customer:

Yes
Loan Type:

Home Purchase
Review Type:

Lender Review

(5 of 5)

Recommended

Amazing, easy financing!

From the beginning I knew it would be a good experience. Our realtor, Tammy Hanks at Group Watson, gave us Paul Graham's number, from Herring Bank, and said he would answer all of our finance questions and give us an idea what amount we should finance for the payment we needed. From the very first call to Paul I knew he was going to be great. He took my call on a SUNDAY. I expected to leave a voicemail. Paul talked to us as if we were old friends, communicated throughout the entire process and held our hand to the end. He is fabulous and I will recommend him to everyone!

LendingTree Customer:

Yes
Loan Type:

Home Purchase
Review Type:

Lender Review

(5 of 5)

Recommended

Herring bank is amazing!

The mortgage depart at Herring bank was amazing! Paul was such a big help through a difficult home buying process. He and his team were always available and friendly! I would NEVER BUY a home with another bank! They are wonderful!!!!!

LendingTree Customer:

Yes
Loan Type:

Home Purchase
Review Type:

Lender Review

(5 of 5)

Recommended

Making a move in our retirement years

My husband and I made the decision to move to the Grapevine area recently and needed to secure financing as we looked for a home. However, with a home still not sold in Oklahoma and a very hot real estate market in Texas we needed to go ahead our pursuit to purchase a Texas home. We have been saving for years for retirement and had the funds needed but Paul Graham at Herring Bank helped us in getting the finances we needed by giving us guidance that we needed to make the purchase.

LendingTree Customer:

Yes
Loan Type:

Home Purchase
Review Type:

Lender Review

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Herring Bank

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What they're saying

Review Breakdown

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