NMLS# 415783

Herring Bank

Lender Summary

Herring Bank originated in Vernon, Texas in 1899. The bank provides a full range of commercial and consumer banking products, as well as investment and trust services. While the bank is primarily owned by the family of its founder, Col. C.T. Herring, the bank has directors and owners in communities that it serves. Through local leadership and ownership, Herring Bank has created a legacy of helping customers with their financial needs for some 110 years.

What they're saying

Ratings & Reviews
74 Reviews
  • Interest Rates
    Excellent
  • Fees & Closing Costs
    Excellent
  • Responsiveness
    Excellent
  • Customer Service
    Excellent

Review Breakdown

  • 5 Star
    (74)
  • 4 Star
    (0)
  • 3 Star
    (0)
  • 2 Star
    (0)
  • 1 Star
    (0)

Home Refinance

Jimmy Smith and Herring Bank did a great job with the refinance of our home. He helped us step by step to understand the process and Jimmy and his staff were very knowledgeable of the mortgage process. He arranged a courtesy closing with a title company local to us and the title company had nothing but good things to say about the business they did with Jimmy Smith and Herring Bank. If you need a loan to refinance your home or a loan to purchase a new home, I recommend that you use Jimmy Smith and Herring Bank.

  • LendingTree Customer:

    Yes
  • Loan Type:

    Refinance
  • Review Type:

    Lender Review

Great customer service!

Jimmy Smith from Herring Bank made buying our house stress free! From great communication to explaining everything to us every step of the way, the process was made simple and easy. I would recommend Jimmy Smith and the Herring Bank team for all your mortgage needs!

  • LendingTree Customer:

    Yes
  • Loan Type:

    Home Purchase
  • Review Type:

    Lender Review

Quality Loan Officer Experience

Herring Bank Loan Officer Jimmy Smith was an excellent facilitator of the home refinancing process. Not only can Jimmy speak competently on mortgage refinancing options, he is able to explain every step of the way in a clear and concise manner. Most importantly for a customer, Jimmy took the time to understand, and was respectful of, our personal circumstances throughout the process. Jimmy Smith was a major reason our experience with Herring Bank was a success.

  • LendingTree Customer:

    Yes
  • Loan Type:

    Refinance
  • Review Type:

    Lender Review

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LendingTree Certification:

The LendingTree Certification Program recognizes Lenders and Loan Officers with outstanding performance on the LendingTree Network, they are committed to providing exceptional customer service and are graduates of LendingTree University.

LendingTree Certification:

  • Certified Lender
    Certified Lenders have demonstrated their organizational commitment to employee development, at least 50% of their loan professionals have been certified while also providing exemplary service to LendingTree consumers.

Loan Officer Certifications:

  • Gold Leaf
    Gold Leaf is the cornerstone of the loan officer certification program and is designed to recognize loan officers committed to their own professional development while adhering to LendingTree best practices. Gold Leaf recipients know the fundamentals of LendingTree and online lending, they are equipped with the necessary skills to be best-in-class loan professionals.
  • Certified President's Club
    President’s Club is presented to an elite group of loan officers based on success levels in several areas including adherence to LendingTree best practices, commitment to professional development and dedication to customer excellence. Recipients have also met all Gold Leaf criteria.

Herring Bank

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