NMLS# 76967

4.8 of 5stars241 Reviews

LoanSnap

  • Recommended Lender
    Recommended 97%
Write a Review

Lender Summary

LoanSnap gives you a clear view of your finances so you can see if you’re losing money every month to high interest credit cards and loans. Our 'Lowest Rate Guarantee' with match and improve any competing loan offers by $500! Our smart loans show you options that help put more money in your wallet every month and our loan experts guide you every step of the way. LoanSnap is your best option for a Refi, HELOC or Mortgage loan.

What they're saying

Ratings & Reviews
241 Reviews
  • Interest Rates
    Excellent
  • Fees & Closing Costs
    Excellent
  • Responsiveness
    Excellent
  • Customer Service
    Excellent

Review Breakdown

TERRIBLE!

Received an immediate text from a "Senior" Loan Officer who asked me to do a few things and I asked to set up a time to speak. She then asked me to fill out financial information and I asked for a little more guidance and was "ghosted!"
I texted back after the weekend and still have not heard anything. If this is how they start the beginning of the process, imagine what the actual process is like!!!

  • LendingTree Customer:

    Yes
  • Loan Type:

    Refinance
  • Review Type:

    Lender Review

Complete Bait and Switch!! And they solicit info from your friends.

They make it seem easy up front by saving you time with the online application process (Which IS easy!) but after you go through the process you find out that what they quoted you wasn't near what they used to get you in the door. (I understand that they have limited information on the front end, but it APPEARS like they are just throwing low numbers out there to get you to click and apply, but I have perfect credit, 65% LTV, long employment record and plenty of cash to close, and I was still given much higher numbers.) They advertised on lending tree that there were no points, but the only way to get to the lowest rate (not even the low rate they advertised) was to make you pay points, (or prepaid int********.don't be scammed by poi*****.they are just making you prepay your interest at closing to make you think you are getting a lower rate).
Rate was higher, closing costs were double and to top it off they tell you that you can get $50 off of your closing costs for every friend that "vouches" for you. They don't tell YOU that they are going to ask your friends a lot of personal questions so they can make a "soft pull" of their credit to generate future leads. That literally ask your friends for permission to pull their credit!!! SHAME ON THE***.it made me look like a fool and I had to apologize to 10 different friends.
I asked them to permanently remove all of my information and to delete all of my friends information as well. They said they would, but we will see.
JUST BE UPFRONT WITH PEOPLE!!! Your website was great and made things easy, but the rest of it made y'all seem dishonest and shady. Lending Tree, you need to do a better job of screening your affiliates.

  • Loan Type:

    Refinance
  • Review Type:

    Lender Review

Complete Bait and Switch!

Complete bait and switch! My offer here through Lendingtree for a 30 Year Fixed is 3.058% APR with a cost of $1634. When you accept the offer it turns into 3.375%. While the cost is approximately the same, the APR is not even close!!!!! Why did I waste my time with this fake loan? Absolutely disappointed with LoanSnap as well as Lendingtree for allowing them to play this bait and switch game.

  • Loan Type:

    Refinance
  • Review Type:

    Lender Review

Certified loan officers from this lender

Loan officer directory

×

Thank you for sharing your experience

Here are a few tips for writing a top-notch review for a company in our marketplace:

Do
Don't

LendingTree Certification:

The LendingTree Certification Program recognizes Lenders and Loan Officers with outstanding performance on the LendingTree Network, they are committed to providing exceptional customer service and are graduates of LendingTree University.

LendingTree Certification:

  • Certified Lender
    Certified Lenders have demonstrated their organizational commitment to employee development, at least 50% of their loan professionals have been certified while also providing exemplary service to LendingTree consumers.

Loan Officer Certifications:

  • Gold Leaf
    Gold Leaf is the cornerstone of the loan officer certification program and is designed to recognize loan officers committed to their own professional development while adhering to LendingTree best practices. Gold Leaf recipients know the fundamentals of LendingTree and online lending, they are equipped with the necessary skills to be best-in-class loan professionals.
  • Certified President's Club
    President’s Club is presented to an elite group of loan officers based on success levels in several areas including adherence to LendingTree best practices, commitment to professional development and dedication to customer excellence. Recipients have also met all Gold Leaf criteria.

LoanSnap

Let's answer a few short questions and see what offers LoanSnap and other lenders may have for you.