NMLS# 1124061

Lower

Lender Summary

We make lower happen—Lower fees. Lower rates. Lower interest. Lower payments. Lower hassle. So our borrowers get a better mortgage experience, for less. With Lower.

What they're saying

Ratings & Reviews
9706 Reviews
  • Interest Rates
    Excellent
  • Fees & Closing Costs
    Excellent
  • Responsiveness
    Excellent
  • Customer Service
    Excellent

Review Breakdown

Josh is awesome!

As a first time homebuyer, you can imagine the number of questions I had. Josh answered every single question and some questions multiple times. From the pre approval to closing, which in my case took about 2 years, he checked in, quickly ran numbers on homes we put an offer on and always gave words of encouragement. I felt confident and safe during the home buying process with Josh on my side. Anyone would be lucky to have him as their loan officer.

  • Closed with Lender:

    Yes
  • Loan Type:

    Home Purchase
  • Review Type:

    Loan Officer Review
  • Loan Officer:

It was a great experience working with Thien Mach from lower

Hired Lower as my last resort for getting a loan. I had worked with diffirent morgage companies but they couldn't help me. I was Assigend Thien Mach. He was so helpful through the process of repurchasing the home. The seller got to a point where he didn't even want to close the house but with the help of Thien Mach and his team, we were able to convince the seller. Thien Mach was available at any time and day whenever I worked with him. Therefore I would 100% recommend working with lower please ask for Thien Mach he will help you and be on your case until you close on your house.

  • Closed with Lender:

    Yes
  • Loan Type:

    Home Purchase
  • Review Type:

    Lender Review

Excellent Experience

I cannot say enough good things about Liam and how he helped me through this process. I am currently on worker's comp and receiving assault pay. Other lenders wouldn't help me because of my worker's comp claim. Liam went above and beyond to look up the Louisiana statute regarding teacher assault pay and how the receipt of that pay was indefinite. Because of his extra effort, we got our loan approved.<br />Also, every time I spoke with Liam, he was personable and friendly. He answered all of my questions and was willing to find the answers when he didn't know. He made me really feel like I had someone helping me who had my best interests at heart. It was genuinely a pleasure to work with him.

  • Closed with Lender:

    Yes
  • Loan Type:

    Home Equity Loan or Line of Credit
  • Review Type:

    Loan Officer Review
  • Loan Officer:

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Customer Satisfaction rating is based directly on customer ratings and reviews. Customers rate lenders on their customer service, interest rates, fees and closing cost and overall experience.

LendingTree Certification:

The LendingTree Certification Program recognizes Lenders and Loan Officers with outstanding performance on the LendingTree Network, they are committed to providing exceptional customer service and are graduates of LendingTree University.

LendingTree Certification:

  • Certified Lender
    Certified Lenders have demonstrated their organizational commitment to employee development, at least 50% of their loan professionals have been certified while also providing exemplary service to LendingTree consumers.

Loan Officer Certifications:

  • Gold Leaf
    Gold Leaf is the cornerstone of the loan officer certification program and is designed to recognize loan officers committed to their own professional development while adhering to LendingTree best practices. Gold Leaf recipients know the fundamentals of LendingTree and online lending, they are equipped with the necessary skills to be best-in-class loan professionals.
  • Certified President's Club
    President’s Club is presented to an elite group of loan officers based on success levels in several areas including adherence to LendingTree best practices, commitment to professional development and dedication to customer excellence. Recipients have also met all Gold Leaf criteria.

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