NMLS# 1124061

Lower

Lender Summary 

We make lower happen—Lower fees. Lower rates. Lower interest. Lower payments. Lower hassle. So our borrowers get a better mortgage experience, for less. With Lower.

What they're saying

Ratings & Reviews
9305 Reviews
  • Interest Rates
    Excellent
  • Fees & Closing Costs
    Excellent
  • Responsiveness
    Excellent
  • Customer Service
    Excellent

Review Breakdown

(5 of 5)
Recommended

It was a great experience

My Loan Advisor, Ben Koung, was very knowledgeable on the HELOC process and walked me thru the pros and cons and he ultimately made me feel comfortable that I'd be in good hands with Lower and I was. Ben was there every step of the way and I will definitely recommend him to all my friends and family in the market for a mortgage.

  • Closed with Lender:

    Yes

  • Loan Type:

    Home Equity Loan or Line of Credit

  • Review Type:

    Loan Officer Review

  • Loan Officer:

    Benjamin Andrew Koung
(5 of 5)
Recommended

Very positive

Chad was friendly, personable, and helpful. He had a positive demeanor and always eager to answer any questions. Great to work with, easy to get a hold of!

  • Closed with Lender:

    Yes

  • Loan Type:

    Refinance

  • Review Type:

    Loan Officer Review

  • Loan Officer:

    Chad George Molnar
(5 of 5)
Recommended

COMPRA DE MI PRIMERA CASA EN GREELEY COLORADO

my familia y yo estamos muy agradesidos con los servicios de Rayan nos asistio en la calificasion de nuestra casa iso el proseso muy facil para nosotros un trato muy professional

  • Closed with Lender:

    Yes

  • Loan Type:

    Home Purchase

  • Review Type:

    Loan Officer Review

  • Loan Officer:

    Ryan P O'Dell

Loan officer directory

Geza Rakoczi

Geza RakocziNew Albany, OH

 Tyler Berg

Tyler BergNew Albany, OH

 Jeddy Awuah

Jeddy AwuahNew Albany, OH

 Connor Pazdzior

Connor PazdziorNew Albany, OH

 James Linville

James LinvilleNew Albany, OH

 Katherine Borawski

Katherine BorawskiNew Albany, OH

 Noah Billingsley

Noah BillingsleyNew Albany, OH

 Trenton Engle

Trenton EngleNew Albany, OH

 Tyler Farrell

Tyler FarrellNew Albany, OH

 Benjamin Koung

Benjamin KoungColumbia, MD

 Austin Doubikin

Austin DoubikinNew Albany, OH

 Jimmy Elmurr

Jimmy ElmurrNew Albany, OH
View All Loan Officers
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Lower

Customer Satisfaction rating is based directly on customer ratings and reviews. Customers rate lenders on their customer service, interest rates, fees and closing cost and overall experience.

LendingTree Certification:

The LendingTree Certification Program recognizes Lenders and Loan Officers with outstanding performance on the LendingTree Network, they are committed to providing exceptional customer service and are graduates of LendingTree University.

LendingTree Certification:

  • Certified Lender
    Certified Lenders have demonstrated their organizational commitment to employee development, at least 50% of their loan professionals have been certified while also providing exemplary service to LendingTree consumers.

Loan Officer Certifications:

  • Gold Leaf
    Gold Leaf is the cornerstone of the loan officer certification program and is designed to recognize loan officers committed to their own professional development while adhering to LendingTree best practices. Gold Leaf recipients know the fundamentals of LendingTree and online lending, they are equipped with the necessary skills to be best-in-class loan professionals.
  • Certified President's Club
    President’s Club is presented to an elite group of loan officers based on success levels in several areas including adherence to LendingTree best practices, commitment to professional development and dedication to customer excellence. Recipients have also met all Gold Leaf criteria.

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