We make lower happen—Lower fees. Lower rates. Lower interest. Lower payments. Lower hassle. So our borrowers get a better mortgage experience, for less. With Lower.
Tyler was amazing to work. I love how casual and easy to talk to he was. It's not like working with a bank. He's the type of guy that you feel you could go hang out with. He was quick to respond on any day or any time of the day. Super helpful throughout the whole process. I will definitely reach out to him again the next time we need a refi or HELOC.
Tyler is an exceptional Loan Officer. His upfront honesty and rapid responses to questions were second to none. In a very competitive industry, Tyler is head and shoulders above his competitors. If you are in the market for a mortgage, don’t pass up the opportunity to work with a consummate professional like Tyler.
Edgar is a down to earth guy who will go beyond any measure to insure his clients happiness and overall security within in this process is protected. Highly recommend, looking forward to my next purchase with Edgar and his team! Go to guy for Veterans!
If you're in the market for a loan, Matt Mikel at Lower is the guy for the job! This is the second time my fiance and I have used Matt's services to purchase a home and he never disappoints! In this trying market, Matt always promptly delivered an offer letter when we needed one. Our realtor said she loved working with him because he was also so responsive. He is very knowledgable and was able to answer all of our questions. We will hopefully be in our new home for awhile, but I know who we are calling again if we need to purchase another property!
Briana from Columbus, OH
Reviewed in October 2022
Closed with Lender:
Yes
Loan Type:
Home Purchase
Review Type:
Lender Review
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(5 of 5)
stars
Recommended
It was very quick.
Geza made refinancing my home very and easy. The whole team was was great. Returned calls and answered emails right away.
We worked with Geza Rakoczi to free up equity in our home for debt consolidation and home repairs. He walked us through the process from start to finish, was always responsive to our questions, and was very open and communicative about our options and the process.
We worked with Owen Dysart at Lower, and I cannot say enough about how amazing he was. From the very beginning he got to know us and our story. We came with some challenges after the pandemic and all the aftermath that came with it. But he dug in and never gave up. He was creative, communicative, and determined to make this cash out refi work for us. And it did! Thank you to Owen and his team, including Samantha Dorsey.
Jeanna from Denver, CO
Reviewed in October 2022
Closed with Lender:
Yes
Loan Type:
Refinance
Review Type:
Lender Review
Do you want to flag this review?
(5 of 5)
stars
Recommended
How Lower Changed My Life
When I first filled out an application on Lower's website, I wasn't sure what the outcome would be or if I would even get a call back. At the time, we had a ton of credit card debt and our credit scores certainly were not where they should be when one goes to refinance a house. <br />That said, much to my surprise I was answered within the hour of submitting my application, and spoke to the lovely Gary Iannarino, who was extremely friendly and thorough. He asked me some additional questions about my application and reassured me that he would have a Loan Advisor reach out to me the next business day. That is when Sam Berman came into the picture. Upon my first conversation with Sam, I had the same overall feeling, of being taken care of with the utmost urgency and importance. It felt as if I was the only person that he was working with at that time, which we all know is never the case - but I felt heard from the very beginning. I had actually zero idea of what I was getting myself into when this all started, but there was never a moment that I didn't have the opportunity to ask more questions, and have Sam be patient enough to walk me through it, one item at a time.<br />Long story short, the overall process itself took a bit longer (because of us) and we encountered bumps along the way, but not ONCE did Sam give up on me. He understood from the very beginning that this refinance would change our life in so many ways. He even secured us in a lower interest rate than we initially expected. He is the most professional, kind, understanding and responsive Loan Advisor I have ever worked with, and now (lucky for him) I refuse to work with anyone else in the future. Ashley Wineland was the other MVP of this entire process. She, just like Sam - is an unbelievably thorough and kind professional. To say we were lucky to get her as our Loan Processor, is a complete understatement. <br />I think that more than anything, this entire process was so enjoyable - because of who Sam and Ashley are. Being able to have normal conversations with complete strangers, and to feel supported and believed in - is something you can't buy and it is certainly not something that you come across every day. That is what makes Lower different than all the rest. They truly cared, and helped me make this happen - even though it was really a hail mary situation for me the entire way. <br />If you are reading this, and currently interviewing multiple companies to consider doing a refinance through - let me make this very easy for you. Forget everyone else and go to Lower and ask for Sam Berman. I am forever grateful for my experience with Lower and cannot recommend them enough! 10/10<br />Thank you to Sam Ashley - so so much!
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Customer Satisfaction rating is based directly on customer ratings and reviews. Customers rate lenders on their customer service, interest rates, fees and closing cost and overall experience.
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