NMLS# 1124061


Lender Summary

We make lower happen—Lower fees. Lower rates. Lower interest. Lower payments. Lower hassle. So our borrowers get a better mortgage experience, for less. With Lower.

What they're saying

Ratings & Reviews
8862 Reviews
  • Interest Rates
  • Fees & Closing Costs
  • Responsiveness
  • Customer Service

Review Breakdown

Very informative the whole way through

This was our second transaction with Lower and we had the fortune of being matched up with Austin Pegouske for our refinance. Austin was extremely thorough, informative, and helpful from the very beginning. He made sure to look at our situation from every different angle and find the absolute best deal that made sense for us. He was easy to contact when we had questions and stayed in touch at every step to make sure we understood what was happening and had the info we needed. Thanks Austin!

  • Closed with Lender:

  • Loan Type:

  • Review Type:

    Loan Officer Review
  • Loan Officer:

Seamless process

Candice Durnwald is one the best people I’ve worked with at this company!! 10/10 would recommend, she has made the process so seamless!

Best Person to work with yet!

Candice Durnwald is one the best people I’ve worked with at this company!! 10/10 would recommend, she has made the process so seamless!

  • Loan Type:

    Home Purchase
  • Review Type:

    Lender Review

Loan officer directory


Thank you for sharing your experience

Here are a few tips for writing a top-notch review for a company in our marketplace:



Customer Satisfaction rating is based directly on customer ratings and reviews. Customers rate lenders on their customer service, interest rates, fees and closing cost and overall experience.

LendingTree Certification:

The LendingTree Certification Program recognizes Lenders and Loan Officers with outstanding performance on the LendingTree Network, they are committed to providing exceptional customer service and are graduates of LendingTree University.

LendingTree Certification:

  • Certified Lender
    Certified Lenders have demonstrated their organizational commitment to employee development, at least 50% of their loan professionals have been certified while also providing exemplary service to LendingTree consumers.

Loan Officer Certifications:

  • Gold Leaf
    Gold Leaf is the cornerstone of the loan officer certification program and is designed to recognize loan officers committed to their own professional development while adhering to LendingTree best practices. Gold Leaf recipients know the fundamentals of LendingTree and online lending, they are equipped with the necessary skills to be best-in-class loan professionals.
  • Certified President's Club
    President’s Club is presented to an elite group of loan officers based on success levels in several areas including adherence to LendingTree best practices, commitment to professional development and dedication to customer excellence. Recipients have also met all Gold Leaf criteria.


Let's answer a few short questions and see what offers Lower and other lenders may have for you.