NMLS# 1124061

Lower

Lender Summary 

We make lower happen—Lower fees. Lower rates. Lower interest. Lower payments. Lower hassle. So our borrowers get a better mortgage experience, for less. With Lower.

What they're saying

Ratings & Reviews
8876 Reviews
  • Interest Rates
    Excellent
  • Fees & Closing Costs
    Excellent
  • Responsiveness
    Excellent
  • Customer Service
    Excellent

Review Breakdown

(5 of 5)
Recommended

Professional and Timely

Working with RJ Lindenmuth and the Lower team was a seamless process. Starting with the quick and simple loan application all the way to our closing day, he was extremely knowledgeable and timely. Buying a home can be a stressful experience and RJ was always there to answer our questions day, night and even on the weekends, which was much appreciated throughout this process and helped ease any stress. I would highly recommend using RJ and his team for your home loan and will definitely use them again on our next home!

  • Closed with Lender:

    Yes

  • Loan Type:

    Home Purchase

  • Review Type:

    Lender Review
(5 of 5)
Recommended

Good experience

Process was easy and Ryan was great to work with. He was really focused on our needs and what we were looking to do.

  • Loan Type:

    Home Purchase

  • Review Type:

    Lender Review
(5 of 5)
Recommended

Terrific Experience and Great Rate

Very easy and quick. Great rate. Smooth processing. Geza was very helpful and thorough. Closing went easy. Highly recommended.

  • Closed with Lender:

    Yes

  • Loan Type:

    Refinance

  • Review Type:

    Loan Officer Review

  • Loan Officer:

    Geza Ferenc Rakoczi

Loan officer directory

Geza Rakoczi

Geza RakocziNew Albany, OH

 Katherine Borawski

Katherine BorawskiNew Albany, OH

 Tyler Berg

Tyler BergNew Albany, OH

 Trenton Engle

Trenton EngleNew Albany, OH

 Brendan Flaherty

Brendan FlahertyColumbia, MD

 Jordan Leibowitz

Jordan LeibowitzColumbia, MD

 Noah Billingsley

Noah BillingsleyNew Albany, OH

 Todd Blake

Todd BlakeBuford, GA

 Chad Molnar

Chad MolnarNew Albany, OH

 Yasmani Mujica

Yasmani MujicaColumbia, MD

 Austin Doubikin

Austin DoubikinNew Albany, OH

 Jeddy Awuah

Jeddy AwuahNew Albany, OH
View All Loan Officers
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Lower

Customer Satisfaction rating is based directly on customer ratings and reviews. Customers rate lenders on their customer service, interest rates, fees and closing cost and overall experience.

LendingTree Certification:

The LendingTree Certification Program recognizes Lenders and Loan Officers with outstanding performance on the LendingTree Network, they are committed to providing exceptional customer service and are graduates of LendingTree University.

LendingTree Certification:

  • Certified Lender
    Certified Lenders have demonstrated their organizational commitment to employee development, at least 50% of their loan professionals have been certified while also providing exemplary service to LendingTree consumers.

Loan Officer Certifications:

  • Gold Leaf
    Gold Leaf is the cornerstone of the loan officer certification program and is designed to recognize loan officers committed to their own professional development while adhering to LendingTree best practices. Gold Leaf recipients know the fundamentals of LendingTree and online lending, they are equipped with the necessary skills to be best-in-class loan professionals.
  • Certified President's Club
    President’s Club is presented to an elite group of loan officers based on success levels in several areas including adherence to LendingTree best practices, commitment to professional development and dedication to customer excellence. Recipients have also met all Gold Leaf criteria.

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