NMLS# 1124061


Lender Summary

We make lower happen—Lower fees. Lower rates. Lower interest. Lower payments. Lower hassle. So our borrowers get a better mortgage experience, for less. With Lower.

What they're saying

Ratings & Reviews
9302 Reviews
  • Interest Rates
  • Fees & Closing Costs
  • Responsiveness
  • Customer Service

Review Breakdown

Could not have asked for a better advisor

We now have our dream home and we could not have gotten through this without Jonathan. We could not have asked for a better loan advisor. Jonathan communicated with us almost daily. He was always avaiablle, willing to listen to our concerns and there were no stupid questions. As first time homeowners we were nervous but he took the time to address all of our concerns. We were truly blessed to have him on our team.

Had a great experience

I was thrilled to have worked with Joshua Culbertson when I was looking to open a home equity line of credit. Joshua answered all my questions in a timely manner and was easy to work with throughout the entire process.

Great Experience

Robert was super easy to work with and answered all my questions quickly was available almost anytime I needed his help with something. I’d recommend him to anyone who looking for the smoothest possible closing experience. He helped make the home buying process as smooth as possible.

  • Closed with Lender:

  • Loan Type:

    Home Purchase
  • Review Type:

    Loan Officer Review
  • Loan Officer:

Loan officer directory


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Customer Satisfaction rating is based directly on customer ratings and reviews. Customers rate lenders on their customer service, interest rates, fees and closing cost and overall experience.

LendingTree Certification:

The LendingTree Certification Program recognizes Lenders and Loan Officers with outstanding performance on the LendingTree Network, they are committed to providing exceptional customer service and are graduates of LendingTree University.

LendingTree Certification:

  • Certified Lender
    Certified Lenders have demonstrated their organizational commitment to employee development, at least 50% of their loan professionals have been certified while also providing exemplary service to LendingTree consumers.

Loan Officer Certifications:

  • Gold Leaf
    Gold Leaf is the cornerstone of the loan officer certification program and is designed to recognize loan officers committed to their own professional development while adhering to LendingTree best practices. Gold Leaf recipients know the fundamentals of LendingTree and online lending, they are equipped with the necessary skills to be best-in-class loan professionals.
  • Certified President's Club
    President’s Club is presented to an elite group of loan officers based on success levels in several areas including adherence to LendingTree best practices, commitment to professional development and dedication to customer excellence. Recipients have also met all Gold Leaf criteria.


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