NMLS# 1124061

Lower

Lender Summary

We make lower happen—Lower fees. Lower rates. Lower interest. Lower payments. Lower hassle. So our borrowers get a better mortgage experience, for less. With Lower.

What they're saying

Ratings & Reviews
8876 Reviews
  • Interest Rates
    Excellent
  • Fees & Closing Costs
    Excellent
  • Responsiveness
    Excellent
  • Customer Service
    Excellent

Review Breakdown

Great Experience!

I worked with Michael Kiser. I have nothing negative to say about my experience. It was a breeze! Thank you!

  • Closed with Lender:

    Yes
  • Loan Type:

    Refinance
  • Review Type:

    Lender Review

Katie was the greats

Katie was great she walked me through the process like no other agent has. Every time i had a question she was always there to explain it to me in a way I could understand. The whole process took less than 30 days from start to finish. If I ever have to refinance or make a new purchase I hope that i will be able to work with her. She get five stars from me. But not only her but the whole group of people that I work with were excellent and get five star also.

  • Closed with Lender:

    Yes
  • Loan Type:

    Refinance
  • Review Type:

    Loan Officer Review
  • Loan Officer:

Michael is the best!

In this turbulent climate of hot-market real estate, speed is the difference in winning vs losing a bid on a new home, or in securing a contractor for renovations against many other bids. And if speed is what you need, I can’t recommend anyone better than Michael Henning at Lower. We have worked with Michael both on a HELOC for renovating our home and on purchasing a new home. From pre-approval, to appraisal, to financing, and closing, Michael and the greater Lower organization were phenomenal. We felt that we were a priority customer, and that was obvious through both actions and words during our home-buying and home-renovating processes. Highly recommend working with this team at Lower, and we definitely will work with them again in the future.

  • Closed with Lender:

    Yes
  • Loan Type:

    Home Purchase
  • Review Type:

    Loan Officer Review
  • Loan Officer:

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Lower

Customer Satisfaction rating is based directly on customer ratings and reviews. Customers rate lenders on their customer service, interest rates, fees and closing cost and overall experience.

LendingTree Certification:

The LendingTree Certification Program recognizes Lenders and Loan Officers with outstanding performance on the LendingTree Network, they are committed to providing exceptional customer service and are graduates of LendingTree University.

LendingTree Certification:

  • Certified Lender
    Certified Lenders have demonstrated their organizational commitment to employee development, at least 50% of their loan professionals have been certified while also providing exemplary service to LendingTree consumers.

Loan Officer Certifications:

  • Gold Leaf
    Gold Leaf is the cornerstone of the loan officer certification program and is designed to recognize loan officers committed to their own professional development while adhering to LendingTree best practices. Gold Leaf recipients know the fundamentals of LendingTree and online lending, they are equipped with the necessary skills to be best-in-class loan professionals.
  • Certified President's Club
    President’s Club is presented to an elite group of loan officers based on success levels in several areas including adherence to LendingTree best practices, commitment to professional development and dedication to customer excellence. Recipients have also met all Gold Leaf criteria.

Lower

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