4.1 of 5stars1681 Reviews


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Lender Summary

NationPoint is a leading direct mortgage lender offering exclusive zero money down loan programs for customers of every financial situation. In fact, we're LendingTree's #1 lender for new home loans!

Why NationPoint?

World-class customer service combined with experienced senior loan consultants
No Hidden Fees at closing
Dedicated Loan Consultants
Fast and easy loan approval even with past credit issues or bankruptcy
On-time close so you can move in fast

Plus, with our ability to connect you with a local realty professional - you could move into your new home with MINIMAL OUT OF POCKET COSTS.

About UsNationPoint is a direct to consumer mortgage lender based in Lake Forest, California. Since 1996, NationPoint has helped tens of thousands of consumers in 48 states realize their dream of home ownership.

 NationPoint leverages technology and the internet to provide consumers with a fast, easy and transparent mortgage process. NationPoint's staff of Loan Consultants and support staff are dedicated to helping borrowers understand all of their loan options and to customize a loan program that meets their specific needs.

 NationPoint is a division of First Franklin Financial Corporation, an operating subsidiary of Merrill Lynch Bank & Trust Co., FSB, a Federal Saving Bank.

All loan programs, terms and rates are subject to change without notice. Loan qualification and rate is dependent on borrowers' credit score and financial history.

For further information, please e-mail us at [email protected] or you may contact NationPoint at 25530 Commercentre Dr., Lake Forest, CA 92630.

©2005 NationPoint. All rights reserved. NationPoint is an Equal Housing Lender. NationPoint is a division of Merrill Lynch. This site is protected by copyright and trademark laws under U.S. and international law. Review our Privacy Notice. Loan approval, rate and terms are dependent on your credit, collateral and financial history. Loan programs are not available in all states.

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1681 Reviews
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  • Fees & Closing Costs
  • Responsiveness
  • Customer Service

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LendingTree Certification:

The LendingTree Certification Program recognizes Lenders and Loan Officers with outstanding performance on the LendingTree Network, they are committed to providing exceptional customer service and are graduates of LendingTree University.

LendingTree Certification:

  • Certified Lender
    Certified Lenders have demonstrated their organizational commitment to employee development, at least 50% of their loan professionals have been certified while also providing exemplary service to LendingTree consumers.

Loan Officer Certifications:

  • Gold Leaf
    Gold Leaf is the cornerstone of the loan officer certification program and is designed to recognize loan officers committed to their own professional development while adhering to LendingTree best practices. Gold Leaf recipients know the fundamentals of LendingTree and online lending, they are equipped with the necessary skills to be best-in-class loan professionals.
  • Certified President's Club
    President’s Club is presented to an elite group of loan officers based on success levels in several areas including adherence to LendingTree best practices, commitment to professional development and dedication to customer excellence. Recipients have also met all Gold Leaf criteria.


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