NMLS# 240415

Optimum First Mortgage, Inc.

Lender Summary

Our sheer volume allows us to charge you LESS than our competition! Due to our large funding volume lenders extend us better pricing in which we turn around and pass on to you, the customer. Optimum First is #1 in price and #1 in customer service.  Optimum First Mortgage pledges our quote to be the lowest in the industry, there's no bait and switch here just low rates! Our loan officers are the best in the business with years of experience, knowledge and the expertise to get your loan funded fast. We pride ourselves on our commitment to deliver the highest level of customer service possible. Check out our Better Business Bureau A+ rating or read from our 1000+ customer reviews to see why we are the optimum choice for your next refinance. Plus, every refinance comes with our exclusive Lifetime Rate Protection!

What they're saying

Ratings & Reviews
12 Reviews
  • Interest Rates
    Poor
  • Fees & Closing Costs
    Excellent
  • Responsiveness
    Poor
  • Customer Service
    Poor

Review Breakdown

  • 5 Star
    (12)
  • 4 Star
    (0)
  • 3 Star
    (0)
  • 2 Star
    (0)
  • 1 Star
    (0)

Excellen Service from Peter

Testimonial: Peter was awesome regarding his diligence in getting this refinance accomplished. Always returned my calls and/or emails in a timely manner, and always had answers to my questions. To say the least, I am very happy with his professionalism and would highly recommend Peter for you loan needs.
Rating: 5

  • LendingTree Customer:

    Yes
  • Loan Type:

    Refinance
  • Review Type:

    Lender Review

Absolutely the best!!!!!

My loan officer is Jonathan Cave. He is absolutely the BEST. I have now used Jonathan/Optimum twice to refinance my home--each time for a better rate and for a loan with zero points and NO fees. Both loans closed in less than 2 weeks. On top of that, I never have to watch the market to determine if interest rates are down--Jonathan calls ME! There is never any pressure. He breaks it down into simple dollar and cents, as well as letting me know if it even makes sense for me to refinance. That's right, if it isn't in my best interest, he'll let me know right up front, thereby foregoing any commission he may have received on the refinance. Use them once and you will NEVER use another mortgage company again!

  • LendingTree Customer:

    Yes
  • Loan Type:

    Refinance
  • Review Type:

    Lender Review

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LendingTree Certification:

The LendingTree Certification Program recognizes Lenders and Loan Officers with outstanding performance on the LendingTree Network, they are committed to providing exceptional customer service and are graduates of LendingTree University.

LendingTree Certification:

  • Certified Lender
    Certified Lenders have demonstrated their organizational commitment to employee development, at least 50% of their loan professionals have been certified while also providing exemplary service to LendingTree consumers.

Loan Officer Certifications:

  • Gold Leaf
    Gold Leaf is the cornerstone of the loan officer certification program and is designed to recognize loan officers committed to their own professional development while adhering to LendingTree best practices. Gold Leaf recipients know the fundamentals of LendingTree and online lending, they are equipped with the necessary skills to be best-in-class loan professionals.
  • Certified President's Club
    President’s Club is presented to an elite group of loan officers based on success levels in several areas including adherence to LendingTree best practices, commitment to professional development and dedication to customer excellence. Recipients have also met all Gold Leaf criteria.

Optimum First Mortgage, Inc.

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