NMLS# 17022

Planet Home Lending

Lender Summary

Planet Home Lending, LLC. is a Lending Tree-certified leader in the mortgage industry that Americans trust to make $4 billion in home loans a year. We’re a full service, multi-state lender with advanced technology and a seasoned management team. Our unique products and competitive rates help first-time home buyers, repeat home buyers, military service members, business owners/self-employed, real-estate investors, second/vacation home buyers, condo buyers, and people with credit challenges. 
Tell us your goals: Buying a new home, getting cash from your home, a more affordable payment, or paying off your mortgage sooner. Planet Home Lending’s mortgage experts will explain your options simply and clearly.

What they're saying

Ratings & Reviews
1219 Reviews
  • Interest Rates
    Excellent
  • Fees & Closing Costs
    Excellent
  • Responsiveness
    Excellent
  • Customer Service
    Excellent

Review Breakdown

Outstanding service

I cannot day enough about David Marcano and the team at Planet Home Lending. I have a sub 530 credit score and was laughed at by every VA loan provider except for this one. David said that he was confident that he could help my wife and I and he delivered. We had to make offers on multiple homes because of the hot market where we live and each time David Marcano was ready to do whatever it took to get us a pre-approval letter, explain what we needed to request from the seller to make it work, and give encouragement each time we were outbid on a home. The hard work paid off and we even managed to receive money back at closing! I was extremely pessimistic at first but I have to say that David and everybody that we worked with at Planet Home Lending made the process easy and fulfilled all of their promises. Thanks again and I wouldn’t hesitate to recommend both David and the company to anybody that thinks that they cannot get approved for a mortgage.

  • LendingTree Customer:

    Yes
  • Loan Type:

    Home Purchase
  • Review Type:

    Loan Officer Review
  • Loan Officer:

Outstanding customer service!

I cannot day enough about David Marcano and the team at Planet Home Lending. I have a sub 530 credit score and was laughed at by every VA loan provider except for this one. David said that he was confident that he could help my wife and I and he delivered. We had to make offers on multiple homes because of the hot market where we live and each time David Marcano was ready to do whatever it took to get us a pre-approval letter, explain what we needed to request from the seller to make it work, and give encouragement each time we were outbid on a home. The hard work paid off and we even managed to receive money back at closing! I was extremely pessimistic at first but I have to say that David and everybody that we worked with at Planet Home Lending made the process easy and fulfilled all of their promises. Thanks again and I wouldn’t hesitate to recommend both David and the company to anybody that thinks that they cannot get approved for a mortgage.

  • LendingTree Customer:

    Yes
  • Loan Type:

    Home Purchase
  • Review Type:

    Lender Review

Thank you PHL!!!

I cannot say enough good things about Planet Home Lending. Due to financial issues I hit about 18 months ago, my credit score was still in the low 500's and all other lenders would not touch me. However Planet Home Lending was willing to look further at my credit history and today my wife and I were able to close on our dream home with a 100% financed VA loan and less than $500 out of pocket at closing. Their team was very helpful throughout the process. The loan officer took time to reply to my texts and phone calls while on vacation with his family and even assisted with pushing the builders to get our home finished on time. I highly recommend them as again, I cannot say enough good things about Planet Home Lending! Thank you PHL!!!

  • LendingTree Customer:

    Yes
  • Loan Type:

    Home Purchase
  • Review Type:

    Lender Review

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LendingTree Certification:

The LendingTree Certification Program recognizes Lenders and Loan Officers with outstanding performance on the LendingTree Network, they are committed to providing exceptional customer service and are graduates of LendingTree University.

LendingTree Certification:

  • Certified Lender
    Certified Lenders have demonstrated their organizational commitment to employee development, at least 50% of their loan professionals have been certified while also providing exemplary service to LendingTree consumers.

Loan Officer Certifications:

  • Gold Leaf
    Gold Leaf is the cornerstone of the loan officer certification program and is designed to recognize loan officers committed to their own professional development while adhering to LendingTree best practices. Gold Leaf recipients know the fundamentals of LendingTree and online lending, they are equipped with the necessary skills to be best-in-class loan professionals.
  • Certified President's Club
    President’s Club is presented to an elite group of loan officers based on success levels in several areas including adherence to LendingTree best practices, commitment to professional development and dedication to customer excellence. Recipients have also met all Gold Leaf criteria.

Planet Home Lending

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