NMLS# 2129

4.8 of 5stars461 Reviews

Supreme Lending

  • Recommended Lender
    Recommended 95%
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Lender Summary

We have a strong and genuine belief in the “customer for life” principle of doing business.
It is what fuels our company. Supreme uses the most advanced technologies available to close loans quickly, at a low cost. By combining the use of the internet along with advanced processing software and automated underwriting systems, we have taken the mystery out of approving and closing a home loan. With automated updates and a constant focus on customer service our clients always know what the status of their loan is. Complete your application with Supreme Lending today and let us show you how easy it is to be approved for a home loan.

What they're saying

Ratings & Reviews
461 Reviews
  • Interest Rates
    Excellent
  • Fees & Closing Costs
    Excellent
  • Responsiveness
    Excellent
  • Customer Service
    Excellent

Review Breakdown

Great All Around Experience

I worked with Bob Clark, and from start to finish, there was no pushing involved. Everything was on MY timetable, and when I laid out my timetable, constraints, and desires - Bob worked around everything and it was very smooth. He and is staff were always available to answer questions even from his cell phone. I would highly recommend Supreme Lending to anyone.

  • LendingTree Customer:

    Yes
  • Loan Type:

  • Review Type:

    Lender Review

Terrible Experience

Do not use Supreme Lending if your refinance request is "outside the box." We have a real estate company LLC with multiple rental properties, we have a very high credit score (776), very high income and a low loan to value ratio on our refi request. We were declined based on our LLC having too many mortgages, even though it is a separate company. It turns out this rule of "too many mortgages" DOES NOT apply to your primary residence which is what we were attempting to refinance! In addition, Supreme Lending ordered and had me pay for 2 appraisals ($850) before we were declined! I am out that money and the appraisals are not transferrable to another lender. I learned all of this when I refinanced with another, more knowledgeable lender. The last straw was that Supreme Lending changed themselves to lienholder on my insurance policies prior to being refinanced and subsequently declined. I requested they reverse this, but they never did. They left me to clean up their mess and out $850. I have since refinanced with another lender. Supreme Lending should know the requirements and limitations of their banks before they accept refi requests and decline the***.their underwriting department needs an update. Do not use this lender unless you have a very simple "cookie cutter" loan request.

Our records indicate the borrower initially applied October 15, 2012 for a refinance for one of their Investment properties. It was determined that the borrower did not have sufficient equity to refinance that property. Our loan officer discussed refinancing their primary residence and the customer agreed to move forward. The loan for $1,474,200.00, was requested as a rate/term refinance loan with an interest rate of 3.750 for the primary residence. It is Supreme’s policy to require all loans greater than $1,000,000.00 to have two appraisals. In reviewing your loan file it was noted that both appraisal fees for $425 each were refunded to your credit card on December 14, 2012 and December 18, 2012 respectively. We were unable to approve your loan due to incomplete information in your file. The personal tax returns provided reflected twenty rental properties that were not previously disclosed on your loan application. Due to the high number of rental properties and the uncertainty of whether these properties had been sold or were free and clear, we were unable to proceed with your loan. Per our guidelines the maximum number of properties a borrower may be financially obligated on cannot exceed eight properties. In addition, the 2011 business tax returns provided were incomplete. Supreme Lending is committed to providing premier customer service.
  • LendingTree Customer:

    Yes
  • Loan Type:

  • Review Type:

    Lender Review

Refinance

The whole process was easy and quick.

  • LendingTree Customer:

    Yes
  • Loan Type:

  • Review Type:

    Lender Review

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LendingTree Certification:

The LendingTree Certification Program recognizes Lenders and Loan Officers with outstanding performance on the LendingTree Network, they are committed to providing exceptional customer service and are graduates of LendingTree University.

LendingTree Certification:

  • Certified Lender
    Certified Lenders have demonstrated their organizational commitment to employee development, at least 50% of their loan professionals have been certified while also providing exemplary service to LendingTree consumers.

Loan Officer Certifications:

  • Gold Leaf
    Gold Leaf is the cornerstone of the loan officer certification program and is designed to recognize loan officers committed to their own professional development while adhering to LendingTree best practices. Gold Leaf recipients know the fundamentals of LendingTree and online lending, they are equipped with the necessary skills to be best-in-class loan professionals.
  • Certified President's Club
    President’s Club is presented to an elite group of loan officers based on success levels in several areas including adherence to LendingTree best practices, commitment to professional development and dedication to customer excellence. Recipients have also met all Gold Leaf criteria.

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