NMLS# 4181

Top Flite Financial, Inc

Lender Summary

Top Flite Financial, Inc. is a premier FannieMae Direct mortgage lender founded by Timothy and Tracie Baise in December of 2002. What began in an 80 Square foot home office in a small rural town in Michigan has turned into a Nationwide Multi-Million Dollar Corporation. Top Flite Financial was built on Integrity, Ethics, Excellence and Dedication; we are committed to caring for our clients and building lifetime relations as a trusted financial advisor. We have an experienced staff offering expertise in every area of mortgage lending. **********Our lending specialists are dedicated to finding the right loan to meet our clients’ needs. We believe that our low-interest rates, experienced processing, 24 hour turn times and aggressive product line set us apart from the competition.**********We may not always have the lowest “advertised” rate but we are a lender that prides itself on delivering the terms we advertise to our clients and being transparent about the real numbers each customer qualifies for upfront is what has allowed us to build such a solid reputation in a tough industry.********** Being a smaller nationwide lender we feel that the Top Flite Difference will show in our attention to detail, integrity, experienced staff, and the speed in which we can get your loan to the closing table. We appreciate the opportunity to Earn your business!

What they're saying

Ratings & Reviews
1627 Reviews
  • Interest Rates
    Excellent
  • Fees & Closing Costs
    Excellent
  • Responsiveness
    Excellent
  • Customer Service
    Excellent

Review Breakdown

Showing 1 star reviews | Show all reviews

Oh so slow…….

A reference of my house took four months! I was ask to submit the same documents numerous times. I felt that I did most of the work, ie, contacting the IRS for income verification and companies to get payoff amounts.

  • Closed with Lender:

    Yes
  • Loan Type:

    Refinance
  • Review Type:

    Lender Review

Bad experience

After countless efforts in trying to communicate amicably with Top Flite Financial for a full refund, due to an error made by Top Flite, they are now trying to negotiate by requesting for me to remove the bad review I had previously posted. Only then will they return my refund. I will now make a formal complaint to the BBB as I do not believe it is lawful to withhold my refund based on an honest review.

  • Loan Type:

    Refinance
  • Review Type:

    Lender Review

Bad experience

You provide your information and then never hear back from anyone. I had to call multiple times to get someone and the name attached to the numbers I had didn’t match. The information they claimed to have on my credit was inaccurate. Was a very unprofessional experience. If you can, deal with a real bank that’s reputable.

  • Loan Type:

    Home Equity Loan or Line of Credit
  • Review Type:

    Lender Review

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Top Flite Financial, Inc

Customer Satisfaction rating is based directly on customer ratings and reviews. Customers rate lenders on their customer service, interest rates, fees and closing cost and overall experience.

LendingTree Certification:

The LendingTree Certification Program recognizes Lenders and Loan Officers with outstanding performance on the LendingTree Network, they are committed to providing exceptional customer service and are graduates of LendingTree University.

LendingTree Certification:

  • Certified Lender
    Certified Lenders have demonstrated their organizational commitment to employee development, at least 50% of their loan professionals have been certified while also providing exemplary service to LendingTree consumers.

Loan Officer Certifications:

  • Gold Leaf
    Gold Leaf is the cornerstone of the loan officer certification program and is designed to recognize loan officers committed to their own professional development while adhering to LendingTree best practices. Gold Leaf recipients know the fundamentals of LendingTree and online lending, they are equipped with the necessary skills to be best-in-class loan professionals.
  • Certified President's Club
    President’s Club is presented to an elite group of loan officers based on success levels in several areas including adherence to LendingTree best practices, commitment to professional development and dedication to customer excellence. Recipients have also met all Gold Leaf criteria.

Top Flite Financial, Inc

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