Top Flite Financial, Inc. is a premier FannieMae Direct mortgage lender founded by Timothy and Tracie Baise in December of 2002. What began in an 80 Square foot home office in a small rural town in Michigan has turned into a Nationwide Multi-Million Dollar Corporation. Top Flite Financial was built on Integrity, Ethics, Excellence and Dedication; we are committed to caring for our clients and building lifetime relations as a trusted financial advisor. We have an experienced staff offering expertise in every area of mortgage lending. **********Our lending specialists are dedicated to finding the right loan to meet our clients’ needs. We believe that our low-interest rates, experienced processing, 24 hour turn times and aggressive product line set us apart from the competition.**********We may not always have the lowest “advertised” rate but we are a lender that prides itself on delivering the terms we advertise to our clients and being transparent about the real numbers each customer qualifies for upfront is what has allowed us to build such a solid reputation in a tough industry.********** Being a smaller nationwide lender we feel that the Top Flite Difference will show in our attention to detail, integrity, experienced staff, and the speed in which we can get your loan to the closing table. We appreciate the opportunity to Earn your business!
Cody and Nicole from Top Flite were amazing to work with throughout this process. Gave us options and stayed close to us the entire time. Highly recommend using them.
Chad from Shippensburg, PA
Reviewed in November 2022
Closed with Lender:
Yes
Loan Type:
Refinance
Review Type:
Lender Review
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(5 of 5)
stars
Recommended
Awesome experience
Cody and Nicole were amazing to work with throughout this process. Gave us options and stayed close to us the entire time. Highly recommend using them.
My loan officer was a very good person to work with. She was quick and consistent with responses to my questions and walked me through every question I had for the process. I would definitely recommend her to anyone looking to refinance.
George from Woodstock, GA
Reviewed in November 2022
Closed with Lender:
Yes
Loan Type:
Home Equity Loan or Line of Credit
Review Type:
Lender Review
Do you want to flag this review?
(5 of 5)
stars
Recommended
It was a great experience
Lindsay was a very good person to work with. She was quick and consistent with responses to my questions and walked me through every question I had for the process. I would definitely recommend her to anyone looking to refinance.
I was apprehensive at first but will say Devon eased my thoughts explained everything in detail about the process. Almost entirely exactly the way it actually went as well. Extremely knowledgeable and easy to work with. His admin team was awesome as well. Danielle was as pleasant and easy to work with as I have experienced. Simple process and the entire start to finish went very quickly. I would recommend them to anyone. Thank you guys again!!
We had been completely done horribly wrong by another lending company, which had absolutely devastated us and destroyed my credit. We were left feeling hopeless and helpless. I had runacross an article and had put in an inquiry. Within a few moments I received a concise and encouraging, no pressure text explaining what they could do to assist us and inviting me to contact them. That was the best decision I have ever made. I was directed to Phil Fernandez and, still having a sour taste and poor attitude from the previous experience, I wasn't very approachable in the beginning. I quickly advised him of the disaster and staed if he didn't think he could help then I preferred not to waste either of our time. After listening patiently and expressing what I could tell was genuine empathy he proceeded to tell me what he could do to help us in a very matter of fact no nonsense manner, exactly how I prefer someone to be. From that point on everthing moved at an unheard of pace with Phil staying in contact every step of the way, another must for me, communication. He guided us with confidence, competence and in a manner that I just knew I had made the right decision. We signed our closing paperwork last night and if not for Phil that wouldn't have been possible. Amazing person and loan officer!!! Thank you so much Phil!!!
Robert was awesome to work with. And got me approved when I didn’t think there were many options and I got exactly what I was wanting. Being in the industry myself I know how the process could be but this was really the easiest experience. I stayed updated and he would call me with numbers instead of email which I appreciated. I will definitely be back!
Being upside down with bills and struggling to make ends meet after 5 years of struggling because of a divorce was a nightmare! BUT, Joe Daniel contacted me and told me that he could help me with a refi, (HELOC) loan. I was VERY apprehensive, because I knew my credita mess, but he finally convinced me to go ahead and apply, because he had experience in working with people, just like me. So I am SO THANKFUL that I listened to him, because today my vehicles are paid off, along with credit cards, and the small HELOC loan my parents had taken out on the house, that I inherited. I was also involved with the process and anything they asked me to do, I did THAT DAY (if it was possible). Fast forward a month later, we closed on the loan and everything was paid off, and I was able to split my payments into 2 payments each month to save me even more money. I really hope that if others are like me, with a VERY LOW Credit Score, and have not been able to get a loan application approved, Try TOP FLITE FINANCIAL, and ask for Joe Daniel, that will be the best experience you will have dealing with Any Finance Company. You may think that the world is closing in on you, but Don't Give Up! I promise you Will Not Regret It! <br />ABSOLUTELY (5 STARS ☆☆☆☆☆)
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Top Flite Financial, Inc
Customer Satisfaction rating is based directly on customer ratings and reviews. Customers rate lenders on their customer service, interest rates, fees and closing cost and overall experience.
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Top Flite Financial, Inc
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