Wyndham Capital Mortgage

Good Experience

We narrowed our search for a mortgage company down to two companies. From the two, we chose Wyndham over the other company, primarily due to the loan officer that we were assigned, and his respect and engagement working with us. Overall, Wyndham done a good job with processing our loan in a timely manner, and closing at a interest rate that we had agreed on. I would give 5 stars, but had one concern from Wyndham regarding the appraisal cost. The cost was given to me as an estimate on the loan disclosures / estimates, with a statement that they said if it was over a certain amount that Wyndham would just reach out to another company for the appraisal. When comparing the two company's estimates, I submitted the other company's estimate to Wyndham to give them a fair shot at meeting or beating the costs. Wyndham came in lower on the appraisal cost, yet, after agreeing to go with them, the appraisal came in higher. Wyndham agreed to pay $100 toward the cost of the appraisal since it was so much higher on their quote. When the final quote of the appraisal came in, the cost was exactly $100 over the other mortgage company's quote, in which it was already locked. Supposedly Wyndham paid $100 toward that cost, which left me paying the same amount that was locked with the other mortgage company. When the appraiser arrived at my house, (there's not many in our location), he stated that he had gotten a request for appraisal from the other mortgage company as well. The price quote from his company was the same to both the mortgage company's appraisal groups. Therefore, i do feel that Wyndham increased the price to appear that they were paying $100 in good faith toward the appraisal cost, leaving me to pay the same original amount that the other mortgage company had quoted, when Wyndham originally quoted much less. Either way, overall the transaction was smooth, and i can't say enough about how good it was to be able to call, email, text, etc. to the loan officer (Corbin Skinner), and have prompt responses, along with respectful conversations.

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Beat PennyMac by thousands!

Fantastic rates, good people and been in business long enough to have a history to research. I've worked with Cap center and other loan originators often enough to do a little research before I do business with just anyone. Wyndham stood out and their people made a huge difference. I only ranked them down 1 star for their use of a 3rd party company to "research" my finances with PennyMac. (You have to get on a conference call as they ask for dates of payments to PennyMac.) Some of the paperwork they require at closing is redundant, but having the closer come to my home was fantastic! A really good experience and saved me thousands over a refinance with PennyMac.

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Patient

Nicole was great to work with during our loan process. She was patient with our questions and quick to respond to our needs.

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Quick, convenient, and professional experience

TJ was very helpful, especially initially, when I was seeking information just on a general level, like if we even wanted to go through the hassle of re-financing! So, he was very helpful. It is very difficult to find people to give you general information. Every website wants all your details, and i did not want to do that at first. Thank you, TJ.

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Low rates, fast and no hassles

A great experience all around. We went from application to closing and fully funded in less than 3 weeks. We have a great new lower interest rate and are saving hundreds a month. We highly recommend giving Wyndham Capital the opportunity to save you money as well.

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Alberto Garcia

The process was a bit nerve racking, but they came through with their word at the end.

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Refinance

My refinance went without a glitch!! Did almost everything electronically and pulled out some equity, with funds wired to my account in about 22 days total!!!

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