Founded by ex-Googlers, Upstart looks beyond the FICO score to assess borrowers based on work and education history. Whether you are looking to pay off credit cards, refinance existing debt, or make a large purchase, Upstart can help you get the rate you deserve. Check your rate in minutes without affecting your credit score.
OneMain Financial provides personalized loan solutions and one-on-one, local service at neighborhood branches nationwide. Use a OneMain Financial personal loan for bill consolidation, home improvements, unexpected expenses and more. Count on OneMain Financial for a straightforward personal loan application, fixed rates, clear terms, flexible payment options and money as soon as the same day if you are approved by noon.**Springleaf Financial is now OneMain Financial.
A representative example of loan payment terms is as follows: you receive a loan of $13,411 for a term of 36 months, with an interest rate of 12.16% and a 5.30% origination fee of $711, for an APR of 15.99%. In this example, you will receive $12,700 and will make 36 monthly payments of $446.46. Loan amounts range from $1,000 to $40,000 and loan term lengths are 36 months or 60 months. Some amounts and term lengths may be unavailable in certain states. APR ranges from 8.05% to 35.89% and is determined at the time of application. Origination fee ranges from 3% to 6% of the loan amount. Lowest APR is available to borrowers with excellent credit. Advertised rates are subject to change without notice.
Loans are made by LendingClub Bank, N.A., Member FDIC (“LendingClub Bank”), a wholly-owned subsidiary of LendingClub Corporation, NMLS ID 167439. Loans are subject to credit approval and sufficient investor commitment before they can be funded or issued. Certain information that we subsequently obtain as part of the application process (including but not limited to information in your consumer report, your income, the loan amount that your request, the purpose of your loan, and qualifying debt) will be considered and could affect your ability to obtain a loan from us. Loan closing is contingent on accepting all required agreements and disclosures at Lendingclub.com. “LendingClub” is a trademark of LendingClub Bank.
At First Midwest, you'll get the financing you want and the momentum you need to tackle whatever is on your to do list. Our Gold Leaf certified bankers will be with you every step of the way with low rates, an easy application process, and quick and convenient closings. Get connected to a First Midwest Banker today. You'll be glad you did.
Freedom Plus is a leading online lender that helps people borrow fixed rate personal loans from $10,000 to $50,000 to meet a variety of their needs, including consolidating credit card and other debt, home improvements, major purchases and more. We offer competitive rates and loan terms of 24, 36, 48, and 60 months. There are no undisclosed fees or prepayment penalties.
The Freedom Plus application process is easy and our loan consultants are available on the phone to help find a great loan for you. Approval decisions are provided in as little as 24 hours on completed application packages. Our customer focus has earned us an “A+” rating with the Better Business Bureau.
A leading online lender, CashNetUSA has been helping people get the funds they need for over 10 years. As part of publicly traded company Enova International Inc. (NYSE:ENVA), CashNetUSA has been trusted by more than 3 million customers. Our simple online application makes it convenient to get money as soon as the next business day if approved. With CashNetUSA, you can apply online 24/7. Plus, you can check your eligibility with CashNetUSA without affecting your FICO score. Money’s on the way with CashNetUSA.
OppLoans is an online lending company that offers innovative products to customers without perfect credit. Our goal is to provide a better personal loan to borrowers who have been turned down by credit card companies and banks. Our dedication to serving our customers is reflected us in 4.8+ rating on Google and with the Better Business Bureau. OppLoans makes it quick and easy to obtain larger personal loans at significantly better rates than other lenders with an aim towards helping customers use credit responsibly. Special benefits include full reporting of good payment history to all 3 major credit bureaus.
Upgrade is an online lending platform that combines personal loans with free credit monitoring, helping you secure more affordable credit now and in the future. We offer affordable personal loans of up to $35,000 with low fixed rates that will never change. With Upgrade you get fast funding – we’ll send the money to your bank account within a day of getting approved. You can use your Upgrade loan to pay off high interest credit cards, make a large purchase, finish that home improvement project, or almost anything! With automatic payments and a customizable due date, managing your account is easy and you’ll be able to circle the date on your calendar when you’ll be debt free.
Get a fixed-rate Discover® personal loan up to $35,000. You could save hundreds – or even thousands – of dollars on interest by consolidating your higher rate debt with a Discover personal loan. Although paying down debt can be tough, we can make it easier. We’ve helped more than 1 million people reach their goals. A personal loan from Discover can be an ideal solution for individuals with good credit and a strong financial history. With $0 origination fees, you’ll receive 100% of your approved loan amount. Lock in a fixed rate. Your interest rate is fixed for the life of the loan – simplify your budget with one set regular monthly payment. It’s easy to get started now and you could get a same-day decision in most cases
Prosper’s mission is to advance your financial well-being. We provide access to affordable fixed-rate, fixed-term personal loans to help you out with things like consolidating debt, financing a home improvement project or even paying off medical expenses. Get your money in as few as 3 days -your monthly payment stays the same. With over $17 billion in personal loans funded through Prosper, it’s easy to see why 9 out of 10 customers would recommend Prosper to friend.* All loans made by WebBank, Member FDIC. *Based on responses from randomly selected borrowers in good standing who received a loan to consolidate debt from 01/01/2016 - 11/20/2016. Survey conducted was of a statistically significant sample size with a 95% confidence level and a 3.94% margin of error.
