Avant

Bad lendet

Interest rate wad to high for a 700 credit score

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Outrageous fees

This lender offered me a smaller loan I did not accept because the interest rate was outrageous and I have pretty steady credit

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Loan

It was real quick in getting the loan. How ever the annual percentage rate is very high. I will be looking to find a better percentage rate.

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Great in a pinch

Avant saved me $917 that I would have had to pay in interest because my 0% promotion with Pacific Sales was ending and I didn't have the promotional balance to pay until two weeks after it was due. Avant was fast and they have no $100 upfront fee like Lending Club, but the interest rate is very high, so I paid the loan off in full the minute I could to avoid being back in the same boat of paying too much interest. So, I recommend them if you are in a pinch and need to avoid a high interest on a credit card promotion that is expiring, but I also recommend you pay them off fast or you will pay too much interest.

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Interest really high

I've paid over $1200 for a $6000 loan to date yet my current balance is only at just over $5400, these guys take more in interest than actual payment

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denied

Denied :/

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Poor System

I got a pre approval letter in the mail for a loan. Since I am trying to pay for some final things on my wedding, I went ahead and applied for it. It came back saying that I was pre approved for 13,500. But you could decrease that amount which I did since I did not need anywhere near that amount. The interest rate was no higher than a lot of credit cards (36%), so I read and signed the contract and then I submitted my bank information for payments. When I hit submit, it came back saying the system was down. So I called, they said to just check back after a couple hours. When I did, it came up saying I had been pre-approved for a credit line of 3600. Ummm, what about the loan I applied for? Checked my email, and had an email denying me the loan I had already signed a contract for and given my bank account info for...sketchy! So I call and I'm told that I was not approved for the loan, but was again pre approved for this line of credit. So still needing the money, I decided to do it (interest rate is now stupid at 60%, but I figure the wedding is less than 2 months away, and afterwards I'll just pay off the credit line). So again, I sign the contract and it takes me to a page wanting to verify my income. You can either give them your banking login information (SUPER SKETCHY!) or you can upload your pay stub. That option doesn't work, so again, I call, and I'm told it's best just to give the login info. I decline and then they state that actually there is no verification documents needed from me. I joked that they must have decided to decline the line of credit since I was refusing to give them access to my bank account. I was told I would hear from them within 24 hours. So I guess we'll see how this plays out.

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