Discover® Personal Loans

Lender Summary

Get a fixed-rate Discover® personal loan up to $35,000. You could save hundreds – or even thousands – of dollars on interest by consolidating your higher rate debt with a Discover personal loan. Although paying down debt can be tough, we can make it easier. We’ve helped more than 1 million people reach their goals. A personal loan from Discover can be an ideal solution for individuals with good credit and a strong financial history. With $0 origination fees, you’ll receive 100% of your approved loan amount. Lock in a fixed rate. Your interest rate is fixed for the life of the loan – simplify your budget with one set regular monthly payment. It’s easy to get started now and you could get a same-day decision in most cases

What they're saying

Ratings & Reviews
1592 Reviews
  • Interest Rates
  • Fees & Closing Costs
  • Responsiveness
  • Customer Service

Review Breakdown

fast and easy to apply

easy to apply and the response is fast. also there are choices to repayment in different years.

  • LendingTree Customer:


Good Deal

I just closed a loan with Discover. Decent rate and no loan origination fee. I would say that they do a more extensive credit and income verification than some of the other companies, but as long as you were truthful on the initial application, you should be fine. My actual rate after submitting everything was slightly lower than the one shown through in the Lending Tree offer. I was very satisfied with this process. My only criticism is that they ask you a lot of questions on the phone that you have already answered in the online application. When I asked why they don't have that information already, they said they ask to verify. Maybe they should change their script to inform the customer up front that they are verifying the previously entered information.

  • LendingTree Customer:

  • Loan Type:

    Personal Loan
  • Review Type:

    Lender Review

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LendingTree Certification:

The LendingTree Certification Program recognizes Lenders and Loan Officers with outstanding performance on the LendingTree Network, they are committed to providing exceptional customer service and are graduates of LendingTree University.

LendingTree Certification:

  • Certified Lender
    Certified Lenders have demonstrated their organizational commitment to employee development, at least 50% of their loan professionals have been certified while also providing exemplary service to LendingTree consumers.

Loan Officer Certifications:

  • Gold Leaf
    Gold Leaf is the cornerstone of the loan officer certification program and is designed to recognize loan officers committed to their own professional development while adhering to LendingTree best practices. Gold Leaf recipients know the fundamentals of LendingTree and online lending, they are equipped with the necessary skills to be best-in-class loan professionals.
  • Certified President's Club
    President’s Club is presented to an elite group of loan officers based on success levels in several areas including adherence to LendingTree best practices, commitment to professional development and dedication to customer excellence. Recipients have also met all Gold Leaf criteria.

Discover® Personal Loans

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