Discover® Personal Loans

Lender Summary

Get a fixed-rate Discover® personal loan up to $35,000. You could save hundreds – or even thousands – of dollars on interest by consolidating your higher rate debt with a Discover personal loan. Although paying down debt can be tough, we can make it easier. We’ve helped more than 1 million people reach their goals. A personal loan from Discover can be an ideal solution for individuals with good credit and a strong financial history. With $0 origination fees, you’ll receive 100% of your approved loan amount. Lock in a fixed rate. Your interest rate is fixed for the life of the loan – simplify your budget with one set regular monthly payment. It’s easy to get started now and you could get a same-day decision in most cases

What they're saying

Ratings & Reviews
1592 Reviews
  • Interest Rates
  • Fees & Closing Costs
  • Responsiveness
  • Customer Service

Review Breakdown

Showing 3 star reviews | Show all reviews

Loan review

I got a personal loan to pay off high interest credit cards, even with excellent credit i would swear my interest on this loan would not even be the 11.90 % over 5 yrs. you pay a monthly payment and only about half goes toward the loan, the other half is eaten up in the interest on the loan. Lending tree sends me messages saying i can refinance for lower, but they never show who is offering that refinance loan, so once i pay this off, never again for me, make sure you know what your interest on your loan is ..

  • LendingTree Customer:

  • Loan Type:

    Personal Loan
  • Review Type:

    Lender Review

Loan Closure

Very simple to obtain loan -- hope it will be just as easy to pay it off

  • LendingTree Customer:


Great customer service, not so good rates

The whole process was nice and simple. All the people a spoke to were great. My rate was not. But since the loan was short term I went with it because I love my discover card.

  • LendingTree Customer:


Thank you for sharing your experience

Here are a few tips for writing a top-notch review for a company in our marketplace:


LendingTree Certification:

The LendingTree Certification Program recognizes Lenders and Loan Officers with outstanding performance on the LendingTree Network, they are committed to providing exceptional customer service and are graduates of LendingTree University.

LendingTree Certification:

  • Certified Lender
    Certified Lenders have demonstrated their organizational commitment to employee development, at least 50% of their loan professionals have been certified while also providing exemplary service to LendingTree consumers.

Loan Officer Certifications:

  • Gold Leaf
    Gold Leaf is the cornerstone of the loan officer certification program and is designed to recognize loan officers committed to their own professional development while adhering to LendingTree best practices. Gold Leaf recipients know the fundamentals of LendingTree and online lending, they are equipped with the necessary skills to be best-in-class loan professionals.
  • Certified President's Club
    President’s Club is presented to an elite group of loan officers based on success levels in several areas including adherence to LendingTree best practices, commitment to professional development and dedication to customer excellence. Recipients have also met all Gold Leaf criteria.

Discover® Personal Loans

Let's answer a few short questions and see what offers Discover® Personal Loans and other lenders may have for you.